Contractors Combined is now live on Acturis

We’re pleased to introduce Contractors Combined, our new digital product designed to support a more consistent and flexible approach to placing construction risks online. It's now available to quote and bind on Acturis eTrade, giving brokers an efficient and reliable route to market.

A Fast Trade release is planned in the coming weeks, and we'll share further communications as soon as it's available so you can begin trading there too.
 

Built around how brokers trade

Contractors Combined has been developed in response to broker feedback, with a clear focus on improving the way contractor risks are placed digitally. It's been designed for key trades including building, maintenance, electrical and carpentry, bringing together a range of core covers into one flexible solution.

By offering broader protection than traditional basic self‑employed policies, the product supports a wider range of contractor needs within a single digital journey.
 

A more flexible approach to cover

Contractors often require a combination of covers to protect their people, projects, tools and premises. Traditionally, this has meant working across multiple products or navigating more manual placement journeys.

Contractors Combined simplifies this through a modular structure, allowing you to tailor policies to your client’s requirements. Covers can be selected or removed as needed, giving you greater flexibility compared to more rigid packaged solutions.

This approach is designed to help you respond more effectively to differing client needs, while maintaining a straightforward quote and bind experience.
 

Cover to help meet your clients’ needs

Contractors Combined is available for businesses with turnover up to £10 million and wage roll up to £2.5 million, offering a breadth of options to support a wide range of contractor risks.

Cover options include:

• Public and Products Liability
• Employers’ Liability
• Contract Works, including tools and plant
• All Risks Property Damage and Business Interruption
• Commercial Legal Protection and Personal Accident

This breadth allows you to build policies that reflect the specific requirements of your clients, helping to make sure they have the right protection across their business activities.
 

Backed by Aviva expertise

Our digital trading capability is supported by our dedicated underwriters in the Digital Trading hub. This combines the efficiency of an online journey with access to expert support when needed.

For more complex or unusual risks that sit outside standard acceptance criteria, our underwriters are on hand to help you find a solution.

We continue to invest in our digital proposition, expanding coverage and improving journeys in line with broker feedback.
 

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