Aviva Commercial Schemes

A partnership built on shared ambition

A scheme provides you with a tailored and specialist insurance solution for your clients. It's supported by us here at  Aviva and underwritten and administered by you through delegated authority.

Lots of factors can go into running a successful scheme, but what matters most is the relationship between you and your insurer. We believe a scheme is a trusted long-term partnership which builds on the complementary skill sets each party can bring to the table.

No one understands the needs of your client better than you. This simple fact can be key to establishing a supportive and collaborative environment, which lets us work together to develop, deliver and optimise a scheme throughout its lifecycle.

So, if you’re starting a new scheme or looking for a new partner to bring fresh life into your existing scheme, we’d love to hear from you.

What are our core Commercial Schemes benefits?

A wealth of experience

We have a dedicated team to support you from onboarding to the management of your scheme by our expert underwriters and risk consultants

Delegation of underwriting authority

You own the delegation of underwriting authority - you can underwrite risks on our behalf that uses your expertise and knowledge

Dedicated growth

Support for scheme development with dedicated growth conversations and optional policy covers such as Management Liability and Cyber

Our scheme offering

Why choose Aviva?

No one understands the needs of your clients like you. Our role, as a schemes partner, is to combine your expertise with a support package that delivers real benefits to you and your clients.

  • Bespoke and branded policy documentation
  • Dedicated team to support you from onboarding - we're here to help you transition your scheme to Aviva and we have the ability to complete the transfer in around 12 weeks
  • You'll have access to expert underwriters and a risk consultants 
  • Access to a range of Specialist Partners who can support your clients with a wide range of risk management solutions 
  • Data-driven tools to help you identify client underinsurance and flood exposures
  • The chance to be one of Marketplace providers – which can provide a distribution route for Brokers looking for hard to place risks
  • Underpinned by Aviva’s claims service which includes digital claims tracking
  • Governance and compliance support - whether from our scheme experts or trusted partners, we’re here to help make sure requirements are being met
  • Marketing support to help you target prospects and grow your scheme.

How to get started

If you've got a commercial scheme opportunity, we'd love to hear from you - whether that's a new idea or you'd like to grow and re-energise your existing one.

To tell us more about your commercial scheme,  you can fill out our Delegated Authority Qualification Questionnaire form, following one of the steps below:


If you have an existing Aviva relationship:

  • Download a copy of our Delegated Authority Qualification Questionnaire form here and send the completed form to your Business Development Manager. They'll then get in touch with you to discuss possible next steps. 


If you don't have an existing Aviva relationship:

  • Complete our online Delegated Authority Qualification Questionnaire form using the link below. Once submitted, your form will automatically be sent over to our Schemes team for review. Or, alternatively, download and fill out a copy of the form here and once ready, send onto ukclschemesonboarding@aviva.com


Once we've received your form, a member of the team will aim to be in touch within 48 hours to talk through the next steps. 


Building underinsurance checker

If you're a scheme Broker with Aviva, you'll get access to our building underinsurance checker. By simply entering just a postcode and the building sum insured, we can tell you if we believe a sum insured is at risk of being too low. This will help you have the right conversations with your client and then to take action to get the right limits in place to help avoid your clients being at risk of underinsurance.

If you already have a Scheme with us, get in touch with your Scheme Manager to find out more about this tool.

Get in touch

For any questions, get in touch using the contact information below. We'll aim to get back to you within 48 hours. 

Commercial Lines Schemes

Lynne Gibson

Commercial Delegated Authority Development Team Manager


07730 978168*

Are you interested in a Personal Lines Scheme with Aviva?

For any enquiries, please contact;.

Matthew Horn, Senior Schemes Manager - matthew.horn@aviva.com or 07712 750226*


* The cost of calls to 07 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.  For our joint protection telephone calls may be recorded and/or monitored.

Download our proposition overview

For more information and how we can support your growth ambitions, download our proposition overview guide today.

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