Latest updates to our regionally-traded Property Owners and Motor Trade cover

We've updated the core cover for our Mid-Market Property Owners and Motor Trade products. By increasing limits, improving clarity and moving optional clauses to be included as standard, we’re reflecting our ongoing commitment to providing greater protection, transparency and value. These changes are designed to provide the same trusted protection, now with even greater clarity.

What does this mean for your clients?

These changes are already live for new business, and for renewals the changes will take effect from 12th February 2026.


What are the changes?

• Property Owners - we’ve made important updates to our regionally traded Property Owners product (policies with the suffix CPO). We're enhancing our core cover by increasing limits and moving optional clauses to be included as standard wording, as well as introducing new covers. For the full list of changes to our Property Owners cover, click here.
  
  
• Motor Trade - As well as the above, we’ve also made important changes to our regionally-traded Motor Trade product (policies with the suffix CMT). We're expanding our core cover, by increasing limits and moving optional covers to be included as standard. For the full list of changes to our Motor Trade cover, click here.

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