Multinational solutions for global businesses
Protect people, assets and liabilities across the globe with our dedicated multinational programme team. With an expanding proposition, a growing portfolio and a network of trusted local partners, we can help support your client in over 180 territories.
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Transcript for video Multinational
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Transcript for video Aviva Multinational - Writing SL programmes
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Transcript for video Multinational
Multinational cover from Aviva.
Our world has never been more interconnected, so it's never been easier for businesses to operate across international markets, explore fresh opportunities and encounter new risks.
That's why globally ambitious businesses require globally compliant insurance solutions that evolve as they grow, whatever the challenge and wherever they're going next.
Building on a foundation of 320+ years at the forefront of UK insurance, our London-based Multinational Hub brings together a wealth of dedicated decision makers, from underwriters to multilingual specialists, to create tailored solutions for global businesses.
Whether we're writing complex corporate risks across our breadth of offering (across Property Investors, Property, Casualty, Marine Cargo, Marine Freight, Accident & Health, Political Violence & Terrorism, Construction, Management Liability, Professional Indemnity), providing specialist cover in specific sectors or supporting businesses with captive fronting solutions.
With a network spanning over 180 territories, we seek to find the right solutions for our clients. Our expanded network brings together global reach and local expertise, offering access to leading insurers in every region, for a deeper understanding of markets and regulatory frameworks.
Our specialist partners are hand-picked to meet our high standards of commitment and service and are overseen by our network management team, or through our self-service digital multinational tool, to create compliant solutions for businesses with international ambitions.
A dual-platform carrier providing access to both Lloyd's and the Company Market, expert risk management and claims propositions and a commitment to continuing our investment in infrastructure, industry-leading talent, multinational broker training.
When it comes to delivering forward-thinking, adaptable and reliable risk solutions, across borders and boundaries, our appetite has never been stronger.
Multinational cover from Aviva Global Corporate & Specialty. Global protection, local expertise.
Speak to your Aviva Broker Development Manager to find out how we can support you.
Transcript for video Multinational - Writing SL programmes
Multinational isn't new to us.
Ian Rose: Aviva's wrote property and casualty multinational for well over a decade now, with a large, historic, proven book of business, we're now utilising that network into our specialty divisions, namely Marine and A&H business
The complexities of Speciality Lines programmes - Marine
Ian Rose: Marine is quite a complex class, depending on what kind of cover we're looking for. So transit, for instance, it's about contractual relationships between the parties and how this is placed locally in the market. There could also be a requirement for static stock cover, which would potentially be treated as a property cover in the local legislation rather than marine placing and also marine liabilities as well, which is based on global conventions.
Accident & Health (A&H)
Luke Powis: Yeah, so there's lots of nuances around accident and health. At the end of the day, we're insuring the people, so sometimes we need to get information, typically called a census, and that might be detailed with the names, the age and also the wage roll of individuals. For the travel patterns, we also need to know that granular detail and where they're going to, and that's quite a lot of extra work and a lot of administration.
Working together
Luke Powis: So multinational is very complex, and there's a huge amount of stakeholders involved, from ourselves internally through to the broker both, as the master broker, as the local broker and also the insurer and then the client as well. So potentially you've got 7/8 different stakeholders for just one local policy.
Ian Rose: Early adoption is key for us. The policies themselves are large and complex and time consuming, as much running time as we can have as possible. Working with all stakeholders is key for us.
The second element is collaboration the collaboration between the underwriter, the client, the broking relationship and also, the multinational team themselves.
Luke Powis: So that's why it's important we work as a team to ensure the customer has the right benefits and everyone has a great experience placing a local policy.
We're always listening to what you need. Want to talk about how we can help your business go further? Get in touch with your Broker Development Manager or Underwriter today.
Belinda Steedman, Director of Global Proposition, Aviva
"Multinational programmes by their nature are inherently complex. Our goal, however, is simple: our clients should be confident that their insurance solution protects their assets and risk exposures across the globe. From ensuring solutions are fully compliant with local regulations to knowing that policies will react exactly as they expect them to when they need them most, we are a partner clients can trust to deliver. Our teams work collaboratively to fully understand the risks a business faces today and tomorrow, bringing the best of Aviva across underwriting, claims, risk management and client relationship management."
A trusted partner for wherever your clients need help
Our multinational programme team brings together a wealth of dedicated decision-makers, from underwriting to multilingual specialists, to create tailored solutions for global businesses. Whether writing complex corporate risks, providing specialist covers in specific sectors or supporting business with captive solutions.
- Cross-class capability - we aim to meet your client’s needs with a range of tailored programmes, from Property and Casualty through to our Specialty and Financial Lines covers
- UK Multinational Hub - our London-based team brings together empowered underwriters, multinational service experts and a range of multilinguists as well as captive and network managers
- Captive fronting authority - we deliver a tailored fronting service offering reinsurance and compliance for clients who operate a captive vehicle
- A growing portfolio - with a progressive and empowered underwriting culture, we’re delivering a portfolio ready for an ever-changing, interconnected world
- Backed by the strength of the Aviva Group - be confident with a stable long-term partner – find our latest financial ratings and performance here
- Build confidence in the face of uncertainty - protecting your client against risk is the heart of what we do – supported by over 140 in-house risk consultants, claims service managers and technical experts - from reducing the risk of claims and disruption to helping their business recover after a claim, our collaborative approach allows us to understand their risks better while sharing our expertise
Leveraging local expertise for complete cover
From local regulation and compliance to local language policies and claims handling, protecting a client from global risk exposure means getting the details right. That’s why we work with a trusted network of leading local insurers to cover over 180 territories.
- Individually assessed for financial security, reputation, service excellence and product capability
- Specially selected so we can mirror our appetite around the globe
- Service Level Agreements (SLAs) maintain high service standards
- Managed centrally from our Global Network team in London
Our Multinational products
We pride ourselves on being able to provide cross-class solutions. From standard class programmes in Property, through to programmes for Specialty and Financial Lines, we're confident we can meet the needs of your clients. In addition to our core products, we can consider other cover needs on a case-by-case basis.
Commercial Crime
It's an unfortunate fact that any business can become a victim of commercial crime – if there’s money or property, it’s always possible that someone will try to take advantage of this. Crime can be committed by employees, contractors or outside third parties.
Construction and Latent Defects
Latent Defects cover can help with the cost of repairing or rebuilding any structural damage after the construction has been completed.
Cyber
Our Cyber cover, combined with a 24/7/365 incident response, can help give your clients the peace of mind that if they suffer a cyber-related attack, they have the tools in place to act quickly and help minimise the impact on their business.
Engineering
In the complex world of engineering and renewable energy projects, it’s essential that your clients receive expert guidance from a team with a wide range of experience.
Financial Institutions
If your client’s business is handling others’ financial transactions we can offer cover that protects both businesses and employees from financial loss, including Directors & Officers, Professional Indemnity and Employment Practices Liability covers.
Group Personal Accident and Business Travel
Life is unpredictable and so are accidents - whether at home or work. This cover helps businesses safeguard their most important asset – their people.
Management Liability
Management liability cover protects individual directors, officers, companies, resident associations and charities as a whole against claims alleging a wrongful act.
Marine Cargo
Protection for goods being shipped around the world or transported across the world by road, rail, sea or air.
Marine Freight
Our Marine Freight insurance covers your client's contractual liability for loss or damage to their customers' goods in transit.
Political Violence and Terrorism
Our experienced and dedicated team can create tailored solutions to help international businesses navigate and protect against an ever-evolving geopolitical landscape.
Professional Indemnity
Professional Indemnity insurance could help protect your client's business from costly claims and compensation. All business professionals, whether they charge a fee or not for their service, face the risk of a claim being made against them.
Warranties and Indemnities
If your client’s company is involved in a sale, purchase or merger, our cover can provide protection against any warranty breaches. It also insures against historic unknown liabilities which cause a warranty breach after the event.
More commercial products
Digitally Traded
Our range of small business products can be traded through our online trading platform Fast Trade or i-market. You have access to a variety of packaged cover from hairdressers to estate agents and local shops to property owners and so much more.
Mid-Market
Written by our expert underwriters, our Mid-Market proposition offers a choice of warranty free cover for property damage, business interruption, contract works, employers’ liability and public & products liability. We aim to understand as much as we can about your clients businesses so we can deliver the right insurance solutions for them.
Specialty Lines
All businesses in the UK often need to add additional covers to protect their business. Our Specialty Lines covers can do just that - from Cyber to Marine and Commercial Crime to Management Liability, here at Aviva, we have lots of additional products to help protect your clients businesses.
Global, Corporate & Specialty Lines
Your corporate clients will often need tailored insurance solutions to support their business - they often have some very specific needs that need to be supported with the right expert underwriting, claims and risk management as well as access to Life, Pensions, Health and Investment products.
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