Do you cede policies to Flood Re?

We offer Flood Re across Acturis, Applied, CDL, Open GI and Fast Trade Personal Lines. We will assess which risks are appropriate to cede to Flood Re. If you use SSP and require Flood Re please get a quote on Fast Trade.

Policies can be ceded to Flood Re if they meet the following criteria:

• Property is used for residential purposes only, including Holiday Home.  Buy-to -let properties (including those which are full/part holiday lets) are excluded as they are considered Commercial.  Properties let to immediate family will be available to cede.
• Property has been built before 1st January 2009 - as defined by Flood Re database.
• The customer or their immediate family live in the dwelling all or some of the time or the dwelling is unoccupied.  
• The property is located within the UK compromising England, Wales, Scotland & Northern Ireland - excluding properties in the Isle of Man and Channel Islands.  

If endorsement 905 – Flood RE appears on your schedule, it’s because we have ceded the risk to Flood Re.