Will you insure a vehicle that has been previously written off?

We’ll need to know which category of write-off the vehicle is.

  • Category A - scrap only. Vehicles which have been written off in this category shouldn’t be back on the road and we’ll decline these vehicles.
  • Category B - break only. Vehicles which have been written off in this category shouldn’t be back on the road and we’ll decline these vehicles.                                                 
  • Category X - no formal evidence is needed for us to provide cover for these vehicles.
  • Category S - structural repairable. Where the vehicle has suffered damage to the structural frame/chassis, which is repairable, the insurer has decided not to repair the vehicle and we can offer cover for these vehicles.
  • Category N – non-structural repairable. Where the vehicle hasn’t suffered damage to the structural frame/chassis, which is repairable, the insurer has decided not to repair the vehicle and we can offer cover for these vehicles.