Why do clients need Real Estate cover?
Whatever the size and scope of your client’s portfolio, they need to make sure they have the right cover in place to help protect both their properties and their business.
- Property protection – To limit any disruption to investment returns from property, a client must have the correct protection for their assets. The insurance needs of larger Real Estate clients are more complex.
- Broad coverage – As well as more traditional events such as escape of water or evolving issues such as the worsening impact of storms, making sure your client has the right insurance in place is key.
- Proposition – When choosing an insurance partner, the whole proposition must provide confidence to clients that after any damage, their business could experience as little disruption as possible
Why choose Aviva's Real Estate cover?
A client with one residential property will have very different needs from one with several commercial developments. We can provide coverage for a wide range of properties, including some of the largest properties in the UK and Europe.
What cover is available?
- Property damage - provides cover for damage to buildings, contents, machinery and plant that are the property owner's responsibility to insure.
- Business interruption – to help protect the property owner against lost rental income that would otherwise be receivable were it not for the damage to the premises.
- Property owners liability – your clients could be held legally liable for bodily injury or third-party property damage that occurs on or in relation to their property.
- Employers liability – required by law if the business has any paid or unpaid employees, providing cover if anything happens to a property owner's employee as a result of their work.
- Terrorism – to help protect a property owner’s property against the threats of terrorism.
- Malicious damage by tenants – protection against malicious damage to the premises caused by a tenant.
- Eviction of squatters – we can help with your client’s legal expenses to evict squatters from the premises.
- Illegal cultivation of drugs – cover against damage caused by a tenant who has used the premises to cultivate drugs.
- Money and assault – whether by accident or theft, we can help protect against losses from the premises, at a premises and whilst in transit.
Claims
Our dedicated claims service is there whenever your client needs us – they can call our 24/7 claims line or email us anytime.
Your client will be allocated a claims handler, who will stay with them throughout the entire process, but they’ll also have access to our panel of solicitors working in litigation and claims investigation.
Our industry-leading defence excellence team will be on hand to help protect clients against fraudulent claims and also give advice on best practice procedures and legislation that can help companies enhance their risk management strategies.
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