Property Owners

Introducing Aviva Property Owners cover

Our Property Owners insurance is designed for businesses that lease commercial and residential property to tenants. If your client has less than 20 properties, you might like to take a look at our Digitally Traded Property Owners policy.

Why do clients need Property Owners cover?

Your clients need to protect their property portfolio assets
Your clients are likely to need more than just building and contents insurance; Property Owners cover can help to protect against various risks from clearing drains, to loss of market value and unlawful occupation

Why choose Aviva's Property Owners cover?

What cover is available?

Business Interruption - protecting your clients’ rental income if their property becomes unusable due to an insured event such as fire, flood or storm, helping maintain their financial stability
Commercial Crime - this cover can help protect your clients business for financial loss suffered due to fraud or dishonesty.
Cyber - covers losses such as data breaches affecting tenants, customer and vehicle records, downtime of leasing, payment or maintenance systems, and provides reputational experts to minimise any negative brand, customer or supplier impact
Employers’ Liability - required by law if the business has any paid or unpaid employees this provides cover if anything happens to their employees as a result of the work they do
Legal Expenses - whether it’s debt recovery, an unexpected employment dispute, damage to property or contract issues, this cover can provide reassurance if your client faces misunderstandings and disagreements that result in legal action
Loss of Rent - If your client's property becomes uninhabitable due to an insured event, such as a fire or flood
Management Liability - this cover can help protect individual directors, officers and companies against claims alleging a wrongful act
Money and Assault - if your client has lost money, whether by accident or theft, we can help to protect against losses from their premises, at their home and whilst in transit
Property Damage - provides cover in the event of damage to buildings, contents, machinery and plant and/or fixtures and fittings
Property Owners Liability - supports your client with legal fees and compensation pay-outs if your client is accused of causing injury or property damage, helping them maintain trust with tenants and the public

Did you know?

Your clients will also be given access to Aviva Businesslaw, powered by Farillio. With access to business and legal guides and help with topics from branding to tax planning, it could help support your clients towards their everyday business objectives.

Get a quote

To get a quote for Property Owners, please contact your usual underwriter.

Get in touch with your underwriting team

Claims

Our dedicated claims service is there whenever your client needs us – they can call our 24/7 claims line or email us anytime.

Your client will be allocated a claims handler, who will support them throughout the entire process, but they’ll also have access to our panel of solicitors working in litigation and claims investigation.

Our defence excellence team will be on hand to help protect your clients against fraudulent claims and also give advice on best practice procedures and legislation that can help companies enhance their risk management strategies.

Explore our claims service