Property Owners

An online policy for clients who let up to 20 properties. With its flexible set of covers, this product provides insurance solutions to help meet your clients' needs. 

Up to 20 properties

Buildings sums insured up to £10 million for purpose-built blocks of flats, £7.5 million for converted blocks of flats, £4m for all other residential property and up to £10m for commercial properties (limits vary dependent upon specific type of property and occupancy)

Average Free Product

Reducing the impact of underinsurance if the sums insured selected are inadequate. Subject to maximum sum insured payable. 

Business Support

Helplines for Legal and Tax, Risk Management and Counselling service

Product details

Why Aviva Property Owners Insurance?

Our online property owners insurance features a range of benefits to support your client and their business.


Core Covers

  • Property Damage - buildings, communal contents and glass
  • Property Owners Liability - £2 million, £5 million or £10 million limits of indemnity available
  • Money
  • Legal Expenses £100,000 limit as standard with the option to increase if required


Optional Covers

  • Landlords Contents
  • Business Interruption
  • Employers Liability
  • Terrorism


Key Covers/Benefits

  • Inflation protection - Day one or index linking available for all property types
  • Accidental Damage cover available for buildings and contents
  • Finding leaks up to £50,000
  • Fire & security equipment up to £50,000
  • Tenants debris removal covered up to £5,000
  • Unauthorised use of metered services up to £5,000

Terms, exclusions and limitations apply. Please see policy wording for full details. 

Regionally Traded Property Owners

For those with large portfolios with 20 plus properties or where a larger sum insured is required.

This product provides a range of covers for businesses involved in the ownership of commercial or residential properties, enabling policies to be flexible for the client’s requirements.

  • Capital additions – limits up to £5,000,000
  • Replenishment of fire and security equipment up to £50,000
  • Loss of metered utility supplies up to £50,000
  • Trace and access up to £50,000
  • Environmental statutory clean up costs up to £100,000 per period of insurance
  • Financial loss up to £500,000


Terms, exclusions and limitations apply. Please see policy wording for full details. 


We recognise the impact a claim can have on your client's business, and aim to get things back to normal as quickly as possible.

You can find out more about our claims process by visiting Our Claims Service page.

Quote and buy

You can quote and buy this product through Fast Trade.
Alternatively, for those clients who do not meet Fast Trade eligibility or have more complex needs, please contact your local trading office.

Visit Fast Trade

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