Property Owners

Our online property owners insurance features a range of benefits to support your client and their business.

 

Core Covers

• Property Damage - buildings, communal contents and glass
• Property Owners Liability - £2 million, £5 million or £10 million limits of indemnity available
• Money
• Legal Expenses £100,000 limit as standard with the option to increase if required

 

Optional Covers

• Landlords Contents
• Business Interruption
• Employers Liability
• Terrorism

 

Key Covers/Benefits

• Inflation protection - Day one or index linking available for all property types
• Accidental Damage cover available for buildings and contents
• Finding leaks up to £50,000
• Fire & security equipment up to £50,000
• Tenants debris removal covered up to £5,000
• Unauthorised use of metered services up to £5,000
   

^{Terms, exclusions and limitations apply. Please see policy wording for full details.} 

For those with large portfolios with 20 plus properties or where a larger sum insured is required.

This product provides a range of covers for businesses involved in the ownership of commercial or residential properties, enabling policies to be flexible for the client’s requirements.

• Capital additions – limits up to £5,000,000
  
• Replenishment of fire and security equipment up to £50,000
• Loss of metered utility supplies up to £50,000
• Trace and access up to £50,000
• Environmental statutory clean up costs up to £100,000 per period of insurance
• Financial loss up to £500,000

 

^{Terms, exclusions and limitations apply. Please see policy wording for full details.} 

We recognise the impact a claim can have on your client's business, and aim to get things back to normal as quickly as possible.

You can find out more about our claims process by visiting Our Claims Service page.