Why do clients need Retail, Wholesale and Distribution cover?
- The amount of stock that your client may hold can change throughout the year so they may want cover that will take this into account
- Your client could have one or multiple locations or solely trade online, all of which may benefit from protection
- Your client's business may be at risk of stock theft
- Your clients are legally required to have Employer's Liability cover if they have employees
- If your client has retail premises, they also need to protect their customers whilst they are there through Public Liability cover
Why choose Aviva's Retail, Wholesale and Distribution cover?
What cover is available?
- Business Interruption - here to help your client get back on their feet and trading as usual if they're impacted or have to close their doors due to an unforeseen insured event
- Commercial Crime - this cover can help protect your clients business for financial loss suffered due to fraud or dishonesty
- Cyber - any business that uses a computer program or system could be at risk from a cyber attack, and there's a wide variety of attacks that cybercriminals could inflict on a business
- Employers’ Liability - required by law if the business has any paid or unpaid employees; this provides cover if anything happens to their employees as a result of the work they do
- Legal Expenses - whether it’s debt recovery, an unexpected employment dispute, damage to property or client contract issues, this cover can provide reassurance if your client faces misunderstandings and disagreements that result in legal action
- Management Liability - this cover can help protect individual directors, officers and companies against claims alleging a wrongful act
- Money and Assault - if your client has lost money, whether by accident or theft, we can help to protect against losses from their premises, at their home and whilst in transit
- Personal Accident - this cover is designed to provide protection for the business and support for the employee if they experience a work accident, death or serious injury
- Products Liability - if your client sells items, product liability insurance covers your client's business if one of their customers or member of the public becomes ill or suffers an injury because of a product they've supplied
- Professional Indemnity - If your client offers advice or services, this cover can help to protect their business against claims of professional negligence, errors or omissions, or a breach of professional duties / civil liberties
- Property Damage - provides cover in the event of damage to contents, machinery and plant or fixture and fittings in your client's business
- Public Liability - supports your client with legal fees and compensation pay-outs if your client is accused of causing injury or property damage
Did you know?
Your clients will also be given access to Aviva Businesslaw, powered by Farillio. With access to business and legal guides and help with topics from branding to tax planning, it could help support your clients towards their everyday business objectives.
Get a quote
To get a quote for Retail, Wholesale and Distribution, please contact your usual underwriter.
Claims
Our dedicated claims service is there whenever your client needs us – they can call our 24/7 claims line or email us anytime.
Your client will be allocated a claims handler, who will support them throughout the entire process, but they’ll also have access to our panel of solicitors working in litigation and claims investigation.
Our defence excellence team will be on hand to help protect your clients against fraudulent claims and also give advice on best practice procedures and legislation that can help companies enhance their risk management strategies.
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