Self-Employed

For those trading without a dedicated business premises, this product offers a range of valuable core covers. It also comes with a range of optional extras, designed to help you tailor the policy to meet your clients' needs.

Construction trades

Can cover a maximum of 10 employees, 10 bona-fide sub contractors and 10 clerical employees

Other trade sectors

Can cover businesses with up to 10 employees in the retail, services and leisure sectors

Average free property cover

For clients with a maximum business equipment sum insured of £20k, and/or a maximum stock sum insured of £5k

Product details

Why Aviva Self-Employed cover?

Our Self-employed cover features a range of benefits to support your client and their business.

  • Simple and quick online question sets, supported by Live Chat for any queries
  • Suited to construction, retail, services and leisure trades
  • Average free Property cover (subject to maximum sum insured payable)
  • Up to £5m Public Liability cover
  • Public Liability cover for Construction & Manual Services risks automatically includes liability for up to 10 bona-fide sub contractors or temporary employees, provided payments to them do not exceed 20% of annual turnover
  • Money and Assault cover provided as standard
  • Up to £500,000 of Commercial Legal Expenses cover included

There's also these additional cover options which may suit your client

  • Business Equipment up to £20,000
  • Stock up to £5,000
  • Contractors Tools up to £10,000
  • Contract Works including own plant and hired in plant - limits from £50,000 to £500,000 available
  • Employers' Liability - £10m
  • Personal Accident - limits from £5,000 to £50,000 per person

Claims

We recognise the impact a claim can have on your client's business, and aim to get things back to normal as quickly as possible.

You can find out more about our claims process by visiting Our Claims Service page.

Quote and buy

You can quote and buy this product through Fast Trade.
Alternatively, for those clients who do not meet Fast Trade eligibility or have more complex needs, please contact your local trading office.

Visit Fast Trade

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