Professional Indemnity
Why do clients need Professional Liability cover?
- If your client offers advice or services, Professional indemnity insurance can help to protect their business against claims of:
- Professional negligence
- Errors or omissions
- A breach of professional duties
- A breach of civil liberties
- Although Professional Indemnity cover isn’t a legal requirement, it's a mandatory part of some professional membership such as solicitors, financial advisers and chartered surveyors. If a business doesn’t have Professional Indemnity insurance, the industry regulatory body may close it down
- Some service providers don’t have to have Professional Indemnity cover, but they may find that other companies wishing to use their services request it as a term of the contract
Why choose Aviva's Professional Indemnity cover?
A policy suitable for an accountant is unlikely to be right for an architect. That's why at Aviva, our insurance policies take into account the specific industry, identifying and protecting areas which might be vulnerable to claims.
What cover is available?
- Cover for a wide range of professions - such as solicitors, accountants, surveyors, estate agents, IT services, design and build industries, architects and consulting engineers
- Cover for a range of businesses - we can provide cover for a wide variety of UK domiciled business – from sole traders to large companies, with a turnover of up to £25 million and a fee income of up to £2.5 million; higher limits are available via our regional underwriting team
- Breach of professional duty - protection against financial loss, physical damage or injury to your client where their business has failed to meet professional duty standards or duty of care
- Libel or slander - protection for your client's business if they're accused of making false or damaging claims
- Unintentional breach of confidentiality - we can help protect your client in the event of their business sharing sensitive information without consent
- Loss of or damage to documents - for the costs of replacing / restoring documents that are in your client's custody or control
Did you know?
Policyholders can also access a range of legal help and advice through our Aviva Business Law website, powered by Farillio. Your clients can get access to business and legal guides, along with help for everything from branding to tax planning.
Get a quote
You can get a quote for Professional Indemnity and buy online through Fast Trade.
Alternatively, for those clients who don't meet Fast Trade eligibility or have more complex needs, please contact your local trading office.
Claims
Our dedicated claims service is there whenever your client needs us – they can call our 24/7 claims line or email us anytime.
Your client will be allocated a claims handler, who will support them throughout the entire process, but they’ll also have access to our panel of solicitors working in litigation and claims investigation.
Our defence excellence team will be on hand to help protect your clients against fraudulent claims and also give advice on best practice procedures and legislation that can help companies enhance their risk management strategies.
Key documents and resources
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