What do I need to do if a home is unoccupied?

We can’t offer cover for new business where we’re told that the property will be left unoccupied for more than 60 consecutive days or is permanently unoccupied. You can contact our preferred partner Prestige Insurance Services Limited who may be able to offer a quote.  

For existing business, if the property becomes unoccupied for more than 60 consecutive days your customer must be made aware that the policy wording excludes loss or damage caused by theft, malicious acts, water or oil escaping and breakage of fixed glass and sanitary fittings.