How can we help you and your clients?

When did your clients last review their Sums Insured or Business Interruption period? In today's landscape, underinsurance is a growing risk. We're seeing inflation rising alongside increasing fuel and energy prices - factors which can have an impact on building materials and supply chains. 

Through utilising data, our underwriters are able to share personalised insights that can help to identify customers who are at risk of being underinsured. Backed up by Specialist Partners and risk management expertise, we're here to support you in helping your clients understand why underinsurance is a concern to their business. 

Did you know?


Aviva estimates 50% of UK businesses may be underinsured.


of properties haven’t updated their level of cover within the last three years.**


of businesses have reduced, or considered reducing, their cover over the last year. **

*Data based on internal Aviva claims and policy data

**Statistics from Aviva’s Risk Insights Report 2023 (page 14)

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Latest underinsurance news

Specialist Partner Support

Through our Specialist Partner network, Aviva policyholders have access to reinstatement assessments at preferential rates. These can help to evaluate and set indemnity and maximum indemnity periods.

Barrett Corp & Harrington

Building reinstatement cost assessments - including site visits,
e-Valuation and reporting.


On-site and desktop Reinstatement Cost Assessments of buildings plus Fire Risk Assessments, Health and Safety Assessments and Consultancy.


Assessment to understand and report values for any type of asset category including plant, machinery and contents.


Building reinstatement cost assessments including site visit and reporting.

Helpful resources

Aviva Risk Management Solutions

More information on our Specialist Partners and resources to help protect businesses visit our dedicated risk management website.

Find out more