Trading Commercial Combined your way

To meet the growing demand of placing more complex risks online and to help make sure our products are flexible to suit your clients' needs, we’ve made some changes to our digital Commercial Combined product.

What’s changed?

We’ve introduced a new flexible All Risks cover section for Commercial Combined on Fast Trade and Acturis eTrade. This allows you to amend the level of Sum Insured for specified items that clients require cover for, away from their business premises.

Previously, we offered a fixed limit of up to 10% of the Contents Sum Insured. Now, with this flexible option, you can provide clients with a level of insurance more tailored to their needs.

Where will I notice this change?

You’ll find the new ‘Business All Risks’ section under the optional covers tab on Fast Trade for new business quotes. On Acturis eTrade, this section already exists in the quote journey. We’ll use the information collected during the quote journey to reflect this in the quote we provide, rather than including a standardised note stating that we only offer cover for ‘10% of the Contents Sum Insured’.

Trade your way

This change is part of our commitment to responding to your feedback and making improvements to continue providing a five-star digital trading proposition. You’ve told us that this level of flexibility is something you’d like to see for our digital product to support placing more complex business online.

This improvement follows several recent changes we’ve made to Commercial Combined to help you trade the product your way. Recent investment has included creating a dedicated team with 16 underwriters to support you with placement of the product and refining trade rule referrals and simplifying client documentation access.

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