Updates to our average No Claim Discount tables 2024
The Competition and Markets Authority (CMA) Protected No Claims Discount (PNCD) Information Order requires average No Claim Discount tables to be updated by insurers on an annual basis from 1 February every year.
The Order also requires brokers who trade personal lines motor insurance to submit an annual compliance statement to the CMA by 1 February every year. This needs to include copies of average No Claim Discounts for the insurers you trade with.
We’ve updated our new no claim discount averages for our Private Car and Your Van product pages on our Aviva Broker website. You can find them under the ‘Competition Markets Authority (CMA)’ tab on these pages. They are as follows:
| Number of Years No Claim Discount | Average NCD Discount in 2024 |
| One Years NCD | 24% |
| Two Years NCD | 30% |
| Three Years NCD | 29% |
| Four Years NCD | 34% |
| 5 Years or more NCD | 35% |
If you have any questions about this, please contact your Broker Development Manager.