Updates to our average No Claim Discount tables

The Competition and Markets Authority (CMA) Protected No Claims Discount (PNCD) Information Order requires average No Claim Discount tables to be updated by insurers on an annual basis from 1 February every year.

The Order also requires brokers who trade personal lines motor insurance to submit an annual compliance statement to the CMA by 1 February every year. This needs to include copies of average No Claims Discounts for the insurers you trade with.

We’ve updated our new no claim discount averages for our Private Car and Your Van product pages on our Aviva Broker website. You can find them under the ‘Competition Markets Authority (CMA)’ tab on these pages. They are as follows:

Number of Years No Claim Discount

Average NCD Discount in 2023

1 year 24%
2 years 29%
3 years 30%
4 years 35%
5 years or more 35%

If you have any questions about this, please contact your Broker Development Manager.