This is a quality packaged product which caters for SMEs with up to 10 premises in the manufacturing, retail and wholesale, and leisure sectors.
Average Free Property Cover
Including seasonal increase of stock, temporary removal, and trade samples
A broad range of cover for manufacturers, food and drink trades, wholesalers, sports and leisure facilities, subject to eligibility criteria*
Aviva Risk Management Solutions (ARMS)
A dedicated service to help UK businesses manage their risks
Why Aviva Commercial Combined?
Our Commercial Combined cover features a range of benefits to support your client and their business.
- Simple and quick online question sets, supported by Live Chat for any queries
- Average free Property cover (subject to maximum sum insured payable)
- Automatic uplifts to the contents and buildings sum insured, providing valuable extra protection
- Sector specific beneficial covers such as Burn in Testing and Non-Ferrous Metals for Technology risks, providing more tailored solutions for your customers
- Money and Assault cover
- Uplifts to the selected Business Interruption cover and indemnity period
- Automatic £500k legal protection including cover for debt recovery, and employment and contract disputes
- Food and Drink Manufacturing - max £2.5m combined sum insured / £5m turnover
- Non Food and Drink Trades - max £5m combined sum insured / £7.5m turnover
- Wholesale Food and Drink - max turnover £5m
There is also the option to cover Buildings, Tenants Improvements, Goods in Transit, Computer Breakdown, Engineering Breakdown, Terrorism, Employee Dishonesty and Personal Accident.
Regionally Traded Commercial Combined
For larger business or more complex risks, our flexible, locally traded commercial combined product provides a range of covers for businesses in the following sectors:
- Retail & Wholesale
Cover can be flexible based on customer requirements, incorporating Property, Business Interruption, Liability, Specialist Lines and Legal Protection.
We recognise the impact a claim can have on your client's business, and aim to get things back to normal as quickly as possible.
You can find out more about our claims process by visiting Our Claims Service page.
Shop and Salon
Extensive cover for individual and multi-location shop and salon businesses, including internet-only retailers.
Office and Surgery
A packaged product offering extensive 'All Risks' cover to single or multi-location offices and surgeries.
Flexible motor policy for businesses that have between 1 and 12 business vehicles.
Comprehensive protection against theft or fraud by employees, and if selected, by third parties.
Contact your local trading office for more details.
Group Personal Accident, Sickness & Business Travel
Protection for the business against the effects of staff absence and accidental injuries.
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