Office and Surgery

A packaged product offering extensive ‘All Risks’ cover to single or multi-location offices and surgeries. It’s flexible, providing generous levels of core cover and a range of optional extras.

Up to 10 locations

Overall combined Property/BI sum insured of £7.5m. Maximum £250k computers per location

Average free product

Reducing your clients' risk of underinsurance

Business Support

Helplines for Legal & Tax, Risk Management and Counselling Service

Product details

Why Aviva Office and Surgery?

Our Office and Surgery policy features a range of benefits to support your client and their business.

  • Simple and quick online question sets, supported by Live Chat for any queries
  • All risks cover for all property insured within their premises and anywhere in the UK or Europe 
  • All risks cover for all property insured anywhere in the world for a maximum of 90 days in any one Period of Insurance
  • Average free cover under the Property Damage Section (subject to maximum sum insured payable)
  • Money and Assault cover
  • Up to £50k for events such as changing locks following theft of keys; finding leaks; deterioration of drugs and vaccines (surgery risks only)
  • Flexible Business Interruption options, with cover enhancements
  • Up to £50k Additional Increased Cost of Working cover where Loss of Income is selected
  • Public and Products Liability cover limit of £5m
  • Automatic £500k legal protection including cover for Contract Disputes, Debt Recovery and Employment Disputes

Optional covers available, Stock (Surgeries only), Computer Breakdown, Buildings and Tenants Improvements cover, Terrorism, Employee Dishonesty and Personal Accident.

Claims

We recognise the impact a claim can have on your client's business, and aim to get things back to normal as quickly as possible.

You can find out more about our claims process by visiting Our Claims Service page.

Quote and buy

You can quote and buy this product through Fast Trade.
Alternatively, for those clients who do not meet Fast Trade eligibility or have more complex needs, please contact your local trading office.

Visit Fast Trade

Alternative products

Self-Employed

Traders without dedicated business premises can select valuable core covers and optional extras to suit their needs.

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Our Commercial Combined product for larger single or multi location premises occupied by professionals such as accountants, solicitors and architects.

Contact your local trading office for more details.

Business Services

Our Commercial Combined product for non-professional offices that require higher limits or more complex cover.

Contact your local trading office for more details.

Cross-sell opportunities

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