Private Car

Our Private Car product offers Comprehensive cover. This level of cover means that your customer, their vehicle and any other involved parties and/or their property are protected in the event of an accident, injury, fire or theft. 

 

What's covered as standard?

• Vehicle recovery -  if there's been an accident within the territorial limits, we'll recover your customer's vehicle and any passengers to one of our approved repairers, home, or to their intended destination
• Repairer network - we can provide access to our extensive network of approved repairers, including our Aviva-owned Solus repair centres, providing convenient access to trusted experts and quality parts
• Repairs guarantee - there's a lifetime guarantee on any repairs made by one of our approved repairers
• Legal costs - If your customer incurs any legal costs as the result of a claim made against them, there's cover up to £5m
• New vehicle replacement – if your customer has owned their car from new and it's within 12 months of purchase, we'll replace it with a new vehicle if it's written off or stolen and unrecovered
• Uninsured driver promise - if we have the details of the other party but they aren't insured, we'll refund any excess and your customer's no claims discount
• Loaned vehicle cover - we'll provide cover for vehicles loaned to your customer by a garage, motor engineer or vehicle repairer for up to seven days, while their own vehicle is being serviced, repaired or having an MOT test
• Personal belongings - up to £150 of cover for any belongings that are damaged or lost as a result of an accident, fire or theft
• EU breakdown cover - throughout the EU as standard, giving your customers peace of mind when driving on the continent
• Continental use - we'll cover your customer's vehicle for use according to the minimum legal requirements in specified European Member countries and we'll also provide extended cover for up to 90 days for use in any of the specified countries plus for an additional cost, there's the option to extend this cover to full continental use

 

Did you know?

With Private Car, there's the opportunity to add in optional additional cover including:

• UK Breakdown Assistance - if your customer's car has broken down, we'll help them get back on the road with RAC motor breakdown assistance
• Protected No Claim Discount (NCD) - if your customers make a claim and they're deemed at fault, their NCD won't be affected** 

 

^{Exclusions and limitations may apply. Please refer to your insurance product information document and policy wording for more details.}

^{** NCD will not be protected if more than two claims are made in any five year period.}