Specialty Lines
Protecting more of your clients' world
Every business in the UK is different with their own insurance needs, that’s why we have a range of Specialty Lines products which aim to provide wider cover for your clients. From Cyber to Management Liability and Marine to Professional Indemnity - it’s good to be prepared for all eventualities.
Our Specialty Lines products
Accident & Health
If an employee is sick or has an accident, your client could be left out of pocket – either waiting for the employee to return to work or paying for temporary cover. We can offer Group Personal Accident, Business Travel, Sports and Affinity and Sickness cover, to help ease that financial strain.
Commercial Crime
It's an unfortunate fact that any business can become a victim of commercial crime – if there’s money or property, it’s always possible that someone will try to take advantage of this. Crime can be committed by employees, contractors or outside third parties.
Computer
Help your client protect their business against lost revenue caused by damaged or lost computer systems. Our cover also includes computer equipment, both static and portable.
Construction and Latent Defects
Construction and Latent Defects cover can help with the cost of repairing or rebuilding any structural damage after the construction has been completed.
Cyber
Cyber cover addresses the specific impact a cyber event can have on a business’ operation. Our policy includes options for protection against third-party claims, ransom payments and business interruption, which could help your client’s business suffer minimal disruption.
Engineering
Our cover will protect against damage or loss of machinery, plant and computers, stock and equipment. We also offer Business Interruption cover for each sector, along with these options:
Financial Institutions
If your client’s business is handling others’ financial transaction we can offer cover that protects both businesses and employees from financial loss, including Directors & Officers, Professional Indemnity and Employment Practices Liability covers.
Legal Indemnity
Having a Legal Indemnity policy can help protect your client from issues regarding many aspects of the property market. Our cover can play a role in helping to mitigate against delays during a property transaction.
Management Liability
Our Management Liability cover potects against claims alleging a wrongful act, for companies with a turnover of up to £100 million. Even a dismissed claim will be subject to legal fees, but our Management Liability can cover them.
Marine Cargo
Our Marine Cargo cover protects goods in transit, covering multiple transportation methods and is based on the value of your client’s goods.
Marine Freight
With our cover, your client can take out a policy for a specified amount of time or just for an individual contract. It’s available to UK domiciled carriers and bailees and for a wide variety of transport types.
Political Violence and Terrorism
Our experienced and dedicated team can create tailored solutions to help international businesses navigate and protect against an ever-evolving geopolitical landscape.
Professional Indemnity
This cover is often mandatory part of professional memberships such as solicitors, financial advisers or chartered surveyors. It protects against claims made for negligence, errors / omissions and breach of professional duties / civil liberties.
Renewables
We provide solutions that will meet the needs of the Renewable Energy sector focussing on onshore wind, solar photovoltaic and battery storage.
Surety
A surety, bond or guarantee is a written agreement between a company, their customer and the guarantor. It covers the customer if the company should fail in providing the promised service.
Warranties and Indemnities
If your client’s company is involved in a sale, purchase or merger, our cover can provide protection against any warranty breaches. It also insures against historic unknown liabilities which cause a warranty breach after the event.
More commercial products
Corporate
Your corporate clients will often need tailored insurance solutions to support their business - they often have some very specific needs that need to be supported with the right expert underwriting, claims and risk management as well as access to Life, Pensions, Health and Investment products.
Multinational
Overseas insurance solutions that fit the risk exposures faced across the globe, whether through partners, suppliers or offices abroad. By tapping into our underwriting, claims, risk engineering and Multinational service expertise, your clients, their people and assets, will be protected wherever they may be.
Mid-Market
Written by our expert underwriters, our Mid-Market proposition offers a choice of warranty-free cover for property damage, business interruption, contract works, employers’ liability and public & products liability. We aim to understand as much as we can about your clients' businesses so we can deliver the right insurance solutions for them.
Digitally Traded
Our range of small business products can be traded through our online trading platform Fast Trade or iMarket. You have access to a variety of packaged cover from hairdressers to estate agents and local shops to property owners and so much more.
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