Accident and Health (Group Personal Accident and Business Travel)

Through dedicated partnership services, technology and 24/7 on-the-ground assistance, we aim to provide protection and support to help you and your clients trade, adapt and respond to safeguarding people in the workplace and overseas. 

Group Personal Accident cover

• Group Personal Accident insurance provides a tax-free lump sum or an ongoing weekly payment to business owners and insured persons if they're killed or suffer temporary or permanent injuries due to an accident in the workplace - non-work-related accidents can also be included. 

Business Travel

• Business trips - help to protect business owners, their families and employees against a wide range of costs and security assistance services while on a business trip and it also includes director’s leisure travel as standard
• Emergency expenses - cover for an employee’s emergency medical, surgical, dental and travel expenses if they have an accident or become ill when they're not in the UK
• Search and rescue expenses - if the employee is reported missing whilst on a business trip
• Repatriation costs - if the insured person suffers an accident or falls ill and needs to return home and if the worst happens, we'll pay the costs to bring the remains of the insured person home for burial and, if required, their household belongings
• Equipment - we’ll replace lost, stolen or damaged belongings, including business phones and laptops
• Travel disruption – from delays to missed departures and even a benefit if they need to quarantine once they return home

Our policy is partnered with medical assistance company Charles Taylor and security company, Solace Global Risk who will aim to resolve any issues encountered by your staff, wherever they are in the world. They're contactable 24/7 365 days a year via the Aviva Travel Assistance App. They can provide medical care for an injury, crisis management for a natural disaster, a response to kidnap and ransom, assistance with evacuation during a coup, or a global medical evacuation after a serious incident.

 

Travel Risk Management

We provide a Travel Risk Management Maturity Model Self-Assessment at no additional cost, powered by GSA Global, to help you understand your level of maturity for all the components of the ISO 31030 TRM Standard. Once completed, the report provides an overall summary of how your organisation is performing against the ISO standard, highlighting where there may be gaps in your existing travel risk management programme over seven key areas. 

Sports and Affinity

• UK and EU amateur and professional sports teams, clubs, associations, governing bodies and federations - our insurance includes personal accident and travel, excess of loss cover and individual benefits like career-ending injury insurance
• Education cover - for nurseries, schools, colleges and universities, including teaching staff, children, governors and volunteers with a combination of onsite, offsite or both covers, with insurance including personal accident, travel, school fees, dental and pupil property
  

Sickness

• Temporary total disablement or permanent total disablement - caused by paralysis or loss of sight and we can pay this benefit as a percentage of earnings or a fixed sum for the following year

This cover is only available through our regional underwriting teams. 

 

Did you know?

Policyholders can also access a range of legal help and advice through our Aviva Businesslaw website, powered by Farillio. Your clients can get access to business and legal guides, along with help for everything from branding to tax planning.