Aviva Broker: Plant and Equipment

Introducing Plant and Equipment

From Cherry Pickers to Concrete Mixers and Forklifts to Cranes, whether your client requires all risks cover for the plant and equipment they own, legal liability cover for their hired-in plant or insurance for machinery and equipment being in transit – we can help to protect your client needs.

Why do clients need Plant and Equipment?

Plant and equipment can be really expensive to replace and have a serious impact on your client's ability to trade.

Your clients need the peace of mind that if their plant and equipment were to be damaged or lost they could get them repaired or replaced.
Your clients may need legal liability cover to protect their hire-in plant and equipment as they may be held liable for paying outstanding hire charges if it has been damaged or stolen.
Your clients may also need cover while the plant and equipment are in transit.

Why choose Aviva's Plant and Equipment?

Owned Plant and Equipment

What's covered as standard

Cover for loss or damage - we can help to repair or replace the item
24 months reinstatement - if your client has purchased a new item we'll replace it with a new item
Contents - cover for contents in site huts or temporary buildings including installed computer and audio-visual equipment
Machinery in movement - cover provided for loss of or damage to machinery during dismantling, installation (including testing and commissioning in respect of new machinery), handling, re-siting, positioning and transit including loading and unloading
Sub-contractors - damage to your client's property caused by sub-contractors
Removing debris, clearing or repairing drains or service mains - following damage to the property
Mitigating impending damage - costs incurred by your client whilst taking reasonable measures to avoid impending damage which would otherwise have resulted in a claim
Rewriting or redrawing plans, drawings or other contract documents - if they're lost or damaged

Hired-in Plant and Equipment

What's covered as standard

Liability - cover for plant and equipment that your client has hired-in
Incidental hiring out and property on demonstration or free loan - covered for loss, destruction or damage

Plant and Equipment in Transit

What's covered as standard

Plant and Equipment in transit - cover for items that are temporarily removed anywhere in the European Economic Area for 150 days and £100,000 sum insured

Did you know?

Policyholders can also access a range of legal help and advice through our Aviva Business Law website, powered by Farillio. Your clients can get access to business and legal guides, along with help for everything from branding to tax planning.

Get a quote

You can get a quote for Plant and Equipment and buy online through Fast Trade.

Alternatively, for those clients who don't meet Fast Trade eligibility or have more complex needs, please contact your local trading office.

Get a quote through Fast Trade Get in touch with your underwriting team

Claims

Our dedicated claims service is there whenever your client needs us – they can call our 24/7 claims line or email us anytime.

Your client will be allocated a claims handler, who will support them throughout the entire process, but they’ll also have access to our panel of solicitors working in litigation and claims investigation.

Our defence excellence team will be on hand to help protect your clients against fraudulent claims and also give advice on best practice procedures and legislation that can help companies enhance their risk management strategies.

Explore our claims service