What No Claim Discount do you accept?
We can accept a renewal notice that has been issued within the last 3 months or a letter confirming the No Claim Discount (NCD) from the current/last insurer must have been issued within the last two years.
If proof of NCD isn’t provided in writing, you can validate this with the customer’s previous insurer over a telephone call, capturing the following information:
- Insurance company name
- Policy number
- Cancellation date
- Date issued
- No Claims Discount earned (in years)
- Vehicle registration number to which the No Claim Discount relates
- Whether any claim(s) reported and the details of any claim(s)
If NCD has been earned overseas, please see Can a No Claim Discount (NCD) earned overseas be used on a Personal Lines motor policy for a list of acceptable countries.