Computer
Why do clients need Computer cover?
Losing a laptop might cost both time and money, but losing all the files stored on it could be damaging to your client’s business. Our Computer cover helps to protect against both – here are a few good reasons why your clients should consider this cover.
Many businesses exist online in some way, but even the smallest business is likely to at least use a profit and loss software program or internet-based ordering facility - if the computers stop working, their business could be affected
Other policies may not cover specific computer data loss or damage - the small print of a more general policy may reveal that certain programs or software are excluded from cover, something a client might not discover until they come to make a claim
Warranties and maintenance agreements may also not be enough – these tend to be more concerned with generic issues rather than software corruption or downed servers
Computer cover aims to pay for lost, destroyed or damaged equipment, usually both at the business premises and if it’s temporarily anywhere else in the world
Computer cover also insures the data held within the physical equipment, including back-up drives and even cloud servers
There might be extra business costs when computing services are affected – the loss of internet or website issues could impact revenue and businesses may even be forced to close completely until the computers are up and running
Why choose Aviva's Computer cover?
What's covered as standard?
- Damage to equipment - such as cover for mainframes, personal computers, smartphones and tablets
- Increased cost of working – which can include auditor and professional accountant charges
- Virus, hacking and denial of service attacks – to help locate and remove a virus or malware
- Reinstatement of data – cover for the costs of restoring, replacing, rebuilding, replicating or reinstating your clients data
What optional covers are available?
- Business interruption – for loss of revenue caused by damaged equipment, accidental or malicious data loss or failures in distribution equipment
Terms, exclusions and limitations apply. Please see the policy wording for full details.
What equipment can we cover?
Hard and solid-state drives
Interconnected wiring
Air conditioning and cooling equipment
Generating and voltage regulating equipment
Satellite and telecommunication links
Computerised telephone exchanges
Electronic access equipment
Temperature and humidity recording equipment
Data storage materials, like memory sticks / cards or DVDs
Our cover also includes portable equipment which is designed to be carried by hand and used in other locations.
- Laptops
- Electronic notebooks
- Tablets
- Smartphones
- Digital cameras
- Devices that connect to portable equipment
Did you know?
Policyholders can also access a range of legal help and advice through our Aviva Business Law website, powered by Farillio. Your clients can get access to business and legal guides, along with help for everything from branding to tax planning.
Get a quote
You can get a quote for Computers and buy online through Fast Trade.
Alternatively, for those clients who don't meet Fast Trade eligibility or have more complex needs, please contact your local trading office.
Claims
Our dedicated claims service is there whenever your client needs us – they can call our claims line 9am to 5pm or email us anytime.
Your client will be allocated a claims handler, who will support them throughout the entire process, but they’ll also have access to our panel of solicitors working in litigation and claims investigation.
Our defence excellence team will be on hand to help protect your clients against fraudulent claims and also give advice on best practice procedures and legislation that can help companies enhance their risk management strategies.
Engineering Resources
Engineering Brochure
This guide outlines each element of cover within the overall Engineering and Renewable Energy proposition.
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