Group Personal Accident and Business Travel (Accident & Health)

Group Personal Accident

• Worldwide cover for accidental bodily injury resulting in death, loss of sight/limbs/speech/hearing/internal organ, permanent total disablement or temporary total disablement
  
• Individual lives covered up to £2.5 million up to age 85
• Also includes many additional standard benefits including :
  • Visitors Personal Accident included as standard - £25,000 per visitor, £250,000 aggregate
  • Post Traumatic Stress Disorder from Terrorism benefit - to a maximum of £500 per week
  • Family benefit - up to £50,000 in the aggregate for any one incident
  • Rehabilitation expenses - up to £20,000
  • Dental/Optical expenses - up to £2,500 and within 12 months of the accident
  • Funeral Expenses - up to £10,000 
  • Replacement Recruitment Expenses - up to £15,000
  • Coma Benefit, Visiting Expenses, Commuting Expenses, Fracture Benefit, Return Home expenses and more. 

Optional Sickness cover is available via our offline product and covers Sickness which results in loss of sight, permanent total disablement by paralysis or temporary total disablement, for individuals up to the age of 65.

Business Travel:

• Cover for Medical Expenses, Emergency Travel Expenses, Repatriation, Emergency Medical Evaluation and Accommodation and Sustenance Expenses as a result of accidental bodily injury or illness occurring outside the Insured Persons Country of Residence
• Individuals covered up to age 85
• Cover also includes as standard:
  • Personal Belongings including keys, business equipment and business samples
  • Money including fraudulent use of credit cards
  • Cancellation, Curtailment and Change of Itinerary (Please note: subject to a coronavirus exclusion)
  • Travel Delay
  • Missed Departure
  • Hijack, Kidnap and Ransom
  • Personal Liability
  • Legal Expenses

^{Terms, exclusions and limitations apply. Please see policy wording for full details.} 

We recognise the impact a claim can have on your client's business and aim to get things back to normal as quickly as possible.

You can find out more about our claims process by visiting our Claims Service page.