Group Personal Accident and Business Travel (Accident & Health)

Life is unpredictable and so are accidents – whether at home or work. Accident & Health (A&H) cover helps businesses safeguard their most important asset – their people. It's about minimising the financial cost and interruption to the business when an employee is unable to return to work. At Aviva, our A&H proposition consists of two key areas of cover which are available individually or as a combined product: Group Personal Accident (GPA) and Business Travel.

Flexible trading cover

Personal Accident and Business Travel can be bought individually or together. Our products are available both on and offline giving you flexibility in how you trade

Wellbeing services

Group Personal Accident and Business Travel customers have access to our Wellbeing Services. 

Aviva Travel Assistance App

Business Travel customers can access our App, powered by Solace Global, to help them stay safe while on a business trip

Product details

Why Aviva for Group Personal Accident and Business Travel?

Group Personal Accident

  • Worldwide cover for accidental bodily injury resulting in death, loss of sight/limbs/speech/hearing/internal organ, permanent total disablement or temporary total disablement
  • Individual lives covered up to £2.5 million up to age 85
  • Also includes many additional standard benefits including :
    • Visitors Personal Accident included as standard - £25,000 per visitor, £250,000 aggregate
    • Post Traumatic Stress Disorder from Terrorism benefit - to a maximum of £500 per week
    • Family benefit - up to £50,000 in the aggregate for any one incident
    • Rehabilitation expenses - up to £20,000
    • Dental/Optical expenses - up to £2,500 and within 12 months of the accident
    • Funeral Expenses - up to £10,000 
    • Replacement Recruitment Expenses - up to £15,000
    • Coma Benefit, Visiting Expenses, Commuting Expenses, Fracture Benefit, Return Home expenses and more. 

Optional Sickness cover is available via our offline product and covers Sickness which results in loss of sight, permanent total disablement by paralysis or temporary total disablement, for individuals up to the age of 65.


Business Travel:

  • Cover for Medical Expenses, Emergency Travel Expenses, Repatriation, Emergency Medical Evaluation and Accommodation and Sustenance Expenses as a result of accidental bodily injury or illness occurring outside the Insured Persons Country of Residence
  • Individuals covered up to age 85
  • Cover also includes as standard:
    • Personal Belongings including keys, business equipment and business samples
    • Money including fraudulent use of credit cards
    • Cancellation, Curtailment and Change of Itinerary (Please note: subject to a coronavirus exclusion)
    • Travel Delay
    • Missed Departure
    • Hijack, Kidnap and Ransom
    • Personal Liability
    • Legal Expenses

Terms, exclusions and limitations apply. Please see policy wording for full details. 


Wellbeing Services:

Aviva Line Manager Mental Health Toolkit:

The Aviva Line Manager Toolkit for Mental Health provides bite-sized video modules, and supporting content, designed to help your managers support the mental health of their team. It could also help your line managers gain the confidence they need to have supportive conversations with their team members, so they can address issues before they become more serious.

Get Active:

Our ‘Get Active’ service supports employees with their overall wellbeing and fitness goals by providing access to MyWellbeingDiscounts for savings on gym and health club memberships as well as discounted lifestyle products and services. 

Wellbeing library:

Our wellbeing library is an online resource, full of useful content, articles, and information that offers helpful support on all kinds of situations, from; family and relationships, money or work, mental and physical health and much more. There are also external weblinks to a  range of independent organisations offering helpful advice.

Counselling service:

Our counselling service offers you direct access to the British Association for Counsellors and Psychotherapists 24/7 365 days a year and you can access up to 6 one-hour telephone counselling sessions. All calls are free and confidential.  

Access to all these services is only available for United Kingdom, Northern Ireland, Channel Islands and Isle Of Man customers. This service is not available to Gibraltar, Ireland or overseas customers.

These are non-contractual benefits and can be changed or removed at any time.


We recognise the impact a claim can have on your client's business and aim to get things back to normal as quickly as possible.

You can find out more about our claims process by visiting our Claims Service page.

Quote and buy

You can quote and buy this product through Fast Trade.
Alternatively, for those clients who do not meet Fast Trade eligibility or have more complex needs, please contact your local trading office.

Visit Fast Trade

Business support

Group Personal Accident and Business Travel (Accident & Health) resources


Accident & Health playbook

Find out about trends in the Accident & Health market, read some claims examples and take a look in more detail at our cover. 

Accident & Health proposition overview

Our Accident & Health proposition at a glance.

The benefits of our Travel Assistance App

Find out all about our Travel Assistance App for Aviva Business Travel clients and their employees.

Alternative products

Employers' Liability

Cover for compensation and legal costs for illness and injury claims made by staff and expenses for defending health and safety prosecutions. 

Contact your local trading office for more details.

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