Management Liability

Protects individual directors and officers or companies against claimants who allege wrongful act. A wrongful act could be a breach of duty/trust (fiduciary or statutory), a negligent act, defamation or a misstatement. 

Cover can protect companies with a turnover of up to £100 million, Resident Associations and Charities.

Standalone indemnity limit

For each section of cover, protecting insurance funds that have been ring-fenced for individual directors

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Management Liability Playbook

In this broker guide to Management Liability, we explore the changing threat landscape, the increasing exposures faced by senior leaders in your clients' businesses and how our solution can help.

Management Liability Proposition Overview

Find out more about our Management Liability proposition including our range of cover options for traditional and emerging risks, legal and risk management expertise and claims service. 

Product details

Why Aviva Management Liability?

Your business clients need to know that they’re protected from personal repercussions should things go wrong. They need to feel confident that they can take acceptable business risks to take their company where it needs to go.

That’s where we come in. We help protect your client from claims made against them, giving them the freedom to take care of business.

Management liability cover is for individuals and companies.

  • Individuals are covered with Directors and Officers Liability
  • Companies are covered with Employment Practices Liability, and with Corporate Legal Liability

Directors and Officers Liability

  • Wide definition of Insured Person
  • Outside Directorships: cover provides a wider definition of Wrongful Act and includes Employment Wrongful Act
  • Retired Directors
  • Acquisition or Creation of Another Company: automatic cover for Directors of newly created or acquired subsidiaries
  • Bodily Injury Defence Costs including Health and Safety Executive prosecution defence and manslaughter proceedings
  • Pollution Defence Costs
  • Legal Representation Expenses
  • Crisis Event Management cover for use of a public relations consultancy to manage a crisis event
  • Additional Limits for Insured Persons in the event that all cover available to the Insured Person becomes exhausted and the company is unable to provide indemnity


Terms, exclusions and limitations apply. Please see policy wording for full details.

Employment Practices Liability

Companies Cover

  • Legal assistance service helpline
  • No deliberate acts exclusion
  • Wide employment practice wrongful act definition, including unfair dismissal, discrimination, breach of employment contract, retaliation against whistle blower, invasion of privacy, breach of data protection legislation


Terms, exclusions and limitations apply. Please see policy wording for full details.

Corporate Legal Liability

Companies Cover

  • Defence costs for breach of contract claims
  • Defence costs for Corporate Manslaughter Proceedings
  • Defence costs for copyright infringement claims
  • Health and Safety investigation costs
  • Defence costs for pollution claims


Terms, exclusions and limitations apply. Please see policy wording for full details.


We recognise the impact a claim can have on your client's business, and aim to get things back to normal as quickly as possible.

You can find out more about our claims process by visiting Our Claims Service page.

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You can quote and buy this product through Fast Trade.
Alternatively, for those clients who do not meet Fast Trade eligibility or have more complex needs, please contact your local trading office.

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