Management Liability

Protects individual directors and officers or companies against claimants who allege wrongful act. A wrongful act could be a breach of duty/trust (fiduciary or statutory), a negligent act, defamation or a misstatement. 

Cover can protect companies with a turnover of up to £100m, Resident Associations and Charities.

Standalone indemnity limit

For each section of cover, protecting insurance funds that have been ring-fenced for individual directors

Fast trade

An online product available through our self-service platform

Live Chat

You can talk to our expert underwriters through Live Chat

Management Liability Playbook

In this broker guide to Management Liability, we explore the changing threat landscape, the increasing exposures faced by senior leaders in your clients' businesses and how our solution can help.

Management Liability Proposition Overview

Find out more about our Management Liability proposition including our comprehensive cover against traditional and emerging risks, legal and risk management expertise and claims service. 

Product details

Why Aviva Management Liability?

Your business clients need to know that they’re protected from personal repercussions should things go wrong. They need to feel confident that they can take acceptable business risks to take their company where it needs to go.

That’s where we come in. We help protect your client from claims made against them, giving them the freedom to take care of business.

Management liability cover is for individuals and companies.

  • Individuals are covered with Directors and Officers Liability
  • Companies are covered with Employment Practices Liability, and with Corporate Legal Liability

Directors and Officers Liability

  • Wide definition of Insured Person
  • Outside Directorships: cover provides a wider definition of Wrongful Act and includes Employment Wrongful Act
  • Retired Directors
  • Acquisition or Creation of Another Company: automatic cover for Directors of newly created or acquired subsidiaries
  • Bodily Injury Defence Costs including Health and Safety Executive prosecution defence and manslaughter proceedings
  • Pollution Defence Costs
  • Legal Representation Expenses
  • Crisis Event Management cover for use of a public relations consultancy to manage a crisis event
  • Additional Limits for Insured Persons in the event that all cover available to the Insured Person becomes exhausted and the company is unable to provide indemnity

Employment Practices Liability

Companies Cover

  • Legal assistance service helpline
  • No deliberate acts exclusion
  • Wide employment practice wrongful act definition, including unfair dismissal, discrimination, breach of employment contract, retaliation against whistle blower, invasion of privacy, breach of data protection legislation

Corporate Legal Liability

Companies Cover

  • Defence costs for breach of contract claims
  • Defence costs for Corporate Manslaughter Proceedings
  • Defence costs for copyright infringement claims
  • Health and Safety investigation costs
  • Defence costs for pollution claims


We recognise the impact a claim can have on your client's business, and aim to get things back to normal as quickly as possible.

You can find out more about our claims process by visiting Our Claims Service page.

Quote and buy

You can quote and buy this product through Fast Trade.
Alternatively, for those clients who do not meet Fast Trade eligibility or have more complex needs, please contact your local trading office.

Visit Fast Trade

Alternative products

Professional Indemnity

Protection for business professionals who risk a claim being filed against them.

Latent Defects

Protection for owners of new commercial or industrial premises against damage caused by a defect in design, workmanship or materials, not discovered before the cover commences.

Please contact your local trading office for more details.

Group Personal Accident, Sickness & Business Travel

Helps your clients protect their businesses against the effects of staff absence and serious accidental injuries.

Cross-sell opportunities

Directors and Officers Liability

Can be added to a combined commercial policy (excluding Fast Trade) or sold on a standalone basis as part of our Management Liability product.

Contact your local trading office for more details.

Professional Offices

Our Commercial Combined product for larger single or multi location premises occupied by professionals such as accountants, solicitors and architects.

Please contact your local trading office for more details.


Flexible motor policy for businesses that have between 1 and 15 business vehicles.

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