Our Freight Liability insurance covering your client's contractual liability for loss or damage to their customers' goods in transit. It’s suited to UK domiciled carriers and bailees, including hauliers, warehouse-keepers, couriers and freight forwarders. And, it’s also flexible with a number of optional extensions to cater for individual business needs.

Online quotes available for simple risks

Cover your clients and protect their liability through our online platform Fast Trade

Local branch underwriters

Our local underwriters are available by email or phone to discuss more complex cases

Claims service

Including a fast-track facility for claims up to £3,000

Product details

Why Aviva Freight?

Cover can be provided for:

  • Limited/specified contractual - e.g. Road Haulage Association (RHA), British International Freight Association (BIFA), Freight Transport Association (FTA) and UK Warehouse Keepers Association (UKWKA)
  • Statutory liability - CMR Convention, Hague-Visby Rules, International Air Transport Association (ATA)
  • All risks liability
  • Common Law liability
Key Product Information:
  • Online quote and buy process for simple risks, supported by Live Chat for any queries
  • Legal liability for loss or damage to customers' goods - up to £500k any one occurrence
  • Up to £50,000 for loss or damage to containers which are not your clients' property
  • Unlimited legal defence costs for claims made against the business under the policy (with our agreement)
  • Up to £250,000 any one occurrence of financial loss due to physical loss or damage of the customer's goods, delay or accidental mis-delivery


Also includes cover for:

  • Personal effects of your clients' drivers up to £1,000
  • Own goods - unlimited cover for sheets/ropes and up to £25,000 any one occurrence of loss or damage to client's own property
  • Debris removal
  • Temporarily stored goods in the course of transit - max 30 days
  • Goods in the custody or control of subcontractors
  • Unwitting CMR - to a maximum limit of £350,000 per occurrence
  • Loss or damage to trailer curtains - limit £1,000 per incident and £2,500 per period of insurance.


Optional cover also available for:

  • Temperature controlled goods 
  • Errors and omissions

Terms, exclusions and limitations apply. Please see policy wording for full details.


We recognise the impact a claim can have on your client's business, and aim to get things back to normal as quickly as possible.

You can find out more about our claims process by visiting Our Claims Service page.

Quote and buy

You can quote and buy this product through Fast Trade.
Alternatively, for those clients who do not meet Fast Trade eligibility or have more complex needs, please contact your local trading office.

Visit Fast Trade

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