W1M
Website: https://www.w1m.com/financial-advisers/
Introduction
W1M has been partnering with Independent Financial Advisers (IFAs) for over 30 years, building trusted relationships through a strong understanding of advisers’ evolving needs and a consistent commitment to high-quality service. Our dedicated Adviser Solutions Team works closely with advisers across the UK, providing technical expertise and practical support. Our award-winning service is designed to help you deliver investment solutions aligned to a wide range of client circumstances and financial objectives. Bespoke and segregated portfolios have been part of our offering since the firm’s inception in 1986. Building on this heritage, we launched our Managed Portfolio Service (MPS) in 2011 exclusively for the clients of IFAs, and our Multi-Asset Funds solution further broadens the range of services available. Our MPS and Multi-Asset Funds range provides both accumulation and retirement solutions. We also provide a wide range of resources, technology and reporting tools designed to streamline administration and improve efficiency, allowing advisers to focus on delivering positive long-term outcomes for your clients.
Models
The W1M model portfolios are available exclusively to clients of financial planners to provide a cost-effective and efficient means of investment:
| Model portfolio | Indicative long term return |
| W1M Equity | CPI+4.5% |
| W1M Growth | CPI+4.0% |
| W1M Balanced | CPI+3.5% |
| W1M Cautious | CPI+3.0% |
| W1M Defensive | CPI+2.5% |
| W1M Conservative | CPI+2.0% |
| Model portfolio | Indicative long term return |
| W1M Retirement Balanced | CPI+3.5% |
| W1M Retirement Cautious | CPI+3.0% |
| W1M Retirement Defensive | CPI+2.5% |
| W1M Retirement Conservative | CPI+2.0% |
Rebalance schedule
W1M portfolios are rebalanced quarterly at a minimum, or more frequently as directed by the Asset Allocation Committee. Email notification is sent out in advance of any rebalances taking place. Portfolio rebalancing is undertaken on an ongoing basis by the Investment Team to maintain the portfolios' target risk profiles and reflect evolving market conditions. The building block structure allows portfolio changes to be implemented efficiently and consistently across platforms.
Charges
The W1M annual management charge (AMC) is 0.4% per annum. This is not subject to VAT. The AMC is taken from within the five specialist Waverton OEICs that make up our MPS so it is not taken as a separate DFM fee on platform. The AMC is not applied to cash balances and so the effective AMC is slightly less than the headline AMC. The total cost of the W1M portfolios ranges from 0.58%-0.64% (including AMC, underlying & transaction costs)
Contact details
For further information please visit our website (www.w1m.com) or contact advisersolutions@w1m.com
Legal disclaimer
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