A digital-first approach to health and wellbeing
The Aviva DigiCare+ app, provided by Square Health, can help your clients prevent, detect and manage common health and wellbeing concerns.
Whether it’s getting a snapshot of their current health or accessing specialists to answer health questions and find solutions, Aviva DigiCare+ can help you go beyond financial protection.
Aviva DigiCare+ has a range of health and wellbeing benefits from third party providers, including unlimited GP appointments, mental health and nutrition support. Worth over £1,000 a year, your clients can choose to use these benefits, plus many more.
Aviva DigiCare+ is a non-contractual benefit Aviva can change or withdraw at any time. Terms and residency restrictions apply.
24/7 Private GP Appointments
Unlimited Digital GP appointments available 24/7 (worth £55 each)
Provided by Square Health
Personal Training Consultations
Eight sessions worth up to £320 a year (£40 each)
Provided by Square Health
Nutrition Consultations
Eight video sessions worth up to £440 a year (£55 each)
Provided by Square Health
Mental Health Consultations
Eight video sessions worth up to £440 a year (£55 each)
Provided by Square Health
Transcript for video Aviva DigiCare+ - Introducing Aviva DigiCare+ Show more Show less
We all know looking after our health and wellbeing should be a top priority, but life often gets in the way.
Aviva DigiCare+ can help you prevent, detect and manage common health and wellbeing problems directly from your phone.
The benefits are provided by Square Health and other carefully selected providers.
The app offers a range of interconnected benefits to help you take control of your health and wellbeing.
That might be understanding your personal health risks, taking action to improve your health or seeking support because you have a problem.
For example, an annual health check will show your risk of diabetes, high cholesterol and gout. It also looks at your liver, kidney and bone health. Some of these test results could be early warning signs of cardiovascular disease, which is linked to having a heart attack or stroke. The health check is a chargeable service.
You can then use the app to book a follow-up consultation with a healthcare professional, where you can talk about your results and what to do next. This could include other services on the app.
You can access personal training consultations, nutritional support and discounts on health and fitness services.
You'll also get access to unlimited Digital GP consultations, 24/7 phone support from a qualified nurse, a UK‐based second medical opinion service and up to eight mental health consultations per year, with a therapist.
Income Protection+ customers have access to a physiotherapy service too.
We can give you emotional support and bereavement counselling and talk you through the arrangements you need to make if someone in your life dies.
Have video consultations, review your history and find out what else you can use ‐ it's all available at your fingertips through the app.
Aviva DigiCare+ is compatible with most iOS and Android mobile devices.
If you've got one of our eligible Individual Protection policies Aviva DigiCare+ will be available to you and eligible family members.
The app isn't part of your policy agreement so we might remove or make changes to it.
Of course, the main reason for taking out a policy with us should be financial protection ‐ you shouldn't take out a policy for Aviva DigiCare+ alone.
Aviva DigiCare+ is a non‐contractual benefit which can be removed at any time. It has no impact on your policy.
Want to know more? Ask your financial adviser for all the details.
If your policy gives you access to the app, why not download it today and get started?
Aviva DigiCare+ is available to download from the App Store or Google Play.
Start taking better care of yourself and get a head‐ start on tomorrow’s challenges. You may even sidestep some completely.
The cost of the annual health check is £39.95.
Privacy policy and terms and conditions can be found within the app. You will need to agree to these before using the benefits. Residency restrictions apply.
Taking care of yourself today for a better tomorrow.
It takes Aviva
Transcript for video Red Apple Law legal services Show more Show less
Aviva Protection cover does more than just insure. It isn’t just there to provide financial support for when times get tough … it’s also about helping you live your life. Your best life.
From buying a home to preparing for later years, there are times when you may need expert support with planning for the future.
This Wellbeing Service can give some peace of mind by providing legal support from Red Apple Law.
Red Apple Law have helped more than 300,000 families over the last 30 years.
Their services are available to you whether you’re insured under an Aviva Protection policy or not. And your spouse or partner can benefit too.
If you decide to use one of the paid for services, they’ll come with a 25% discount. Your discount will automatically apply every time you use one of these services. The Legal Helpline, Funeral Support and online Estate Administration tool are free, however any additional services chosen are chargeable and will not receive a discount.
So, what do you get?
Fast, easy access to a free helpline for various types of legal queries to help with life planning. It’s there whenever you need advice most – with a convenient call back service for guidance from a legal expert.
Free Online Estate Administration tool, providing support to help your loved ones manage everything when you're gone.
In addition, you’ll have access to professional Grief Support and an online Bereavement Guide at any time.
Life Planning Services – to help you plan for your family’s future.
Funeral Support - From advice on how to locate a Will, Funeral Plan or Memorandum of Wishes and on how costs of the funeral will be managed, to support on finding a reputable and regulated funeral planning service.
Red Apple Law's experienced bereavement team are there to support your loved ones throughout.
Will Writing, so your money, property and possessions go to the right people when you pass away.
The ability to set up a Lasting Power of Attorney, and a Living Will, so you can rest assured you’ll get the help you need from people you trust and be looked after in the way you’d want to be.
Terminal Illness Support - Providing advice and support to help individuals diagnosed with a terminal illness support their loved ones with legal planning and emotional support.
And Red Apple Law’s My Final Wishes service means your loved ones will know where to look for any important things they’ll need access to, such as paperwork and photographs.
Providing support from Red Apple Law is just one way that Aviva does more than insure. These services are non-contractual benefits Aviva can change or withdraw at any time. Terms and conditions and residency restrictions apply, these can be viewed online or in the Aviva DigiCare+ app.
If you have an Aviva Group Protection policy you can access the Red Apple Law legal services through your Wellbeing Hub.
If you have an Aviva individual protection life, critical illness or income protection policy you can access the Red Apple Law legal services through the Aviva DigiCare+ app.
Proposition details
Why Aviva DigiCare+?
Going beyond protection with Aviva DigiCare+
Our focus is on trying to provide your clients with the best protection we can against the worst that could happen. But protection starts with early detection of issues and intervention.
That's why the Aviva DigiCare+ app was developed - to help your clients and their families to prevent, detect and manage health and wellbeing problems.
One app with a world of support
The Aviva DigiCare+ app places a range of health and wellbeing benefits right at your clients’ fingertips. The benefits in the app link to each other, simplifying the process of following up advice with action.
The app is available to your personal protection clients, excluding Simple Life Insurance. They can use the benefits from day one of their cover start date as soon as they’ve downloaded the app.
Within the app your client will find:
- Health & lifestyle benefits to help prevent and detect ill health and help keep your client well. Your client has access to:
- one annual health check, follow-up report and one follow-up digital consultation with a healthcare professional to discuss next steps. The cost of the health check is £39.95 and is available to the life assured only.
- eight nutritional consultant appointments, to be shared with eligible family members
- eight personal training sessions, to be shared with eligible family members
- a range of gym, cancer care and health and wellbeing discounts
- our cancer care guide written in collaboration with our partner Macmillan Cancer Support.
- Treatment support to get help when illness has already struck. Your client has access to:
- unlimited private digital GP appointments available 24/7, 365 days a year, to be shared with eligible family members
- eight mental health support consultations, to be shared with eligible family members
- two UK second medical opinions per year, to be shared with eligible family members
- unlimited access to the Bupa Anytime HealthLine 24/7, 365 days a year, to be shared with eligible family members
- three sessions of physiotherapy per condition for up to two conditions per year (only available to Income Protection customers).
- Bereavement support to help ease some of the unnecessary burden at the worst of times. Your client has access to:
- specialist support from Grief Encounter for bereaved children, young people and their families
- legal services from Red Apple Law including a free legal helpline, discounted Wills and Living Wills, Lasting Power of Attorney and estate administration services.
- eight bereavement counselling sessions with a qualified counsellor to be shared with eligible family members.
To find out more, click through the tabs on this page or take a look at our Customer guide to Aviva DigiCare+.
The Aviva Digicare+ app and services are non-contractual benefits Aviva can change or withdraw at any time. Terms and residency restrictions apply.
What are the benefits for you?
- Aviva DigiCare+ extends our personal protection cover – going beyond insurance to provide holistic protection and wellbeing support for your clients and their families.
- Not only can your clients access the app as soon as their policy is live, but Aviva DigiCare+ is also available to some existing clients, giving you the opportunity to get back in touch with them and tell them about the app. Please check the eligibility criteria to find out more.
- This app houses all the added-value benefits in one place and is interconnected. An easy way to help you support your clients in maintaining a healthier lifestyle.
Aviva DigiCare+ includes 24/7, unlimited Digital GP appointments. This provides the ideal opportunity to get in touch with your clients to review their cover and check if it’s still fit for purpose.
What are the benefits to your clients?
- Aviva DigiCare+ complements your client’s personal protection product by offering support for their physical and mental wellbeing and that of their eligible family members.
- It’s ready to use as soon as your client’s policy is active, and the simple-to-use app makes it easily accessible.
- The benefits within the app link to each other, and an allowance tracker helps your clients make the most of the benefits. And regular communications also remind your clients of what's available to them.
- 24/7 unlimited Digital GP appointments can give your clients quick access to clinical advice helping them take control and providing peace of mind.
Why do your clients need it?
So many people are affected every day by health and wellbeing issues that impact their health, happiness and future.
The good news is, many of the health and lifestyle conditions we deal with can be managed, or even avoided completely, with some small changes and careful management. And that’s where our app can help have a positive impact.
Get proactive about prevention with our shield of protection
Aviva DigiCare+ extends our shield of protection – going beyond insurance to provide holistic protection and wellbeing support for your clients and their families. They can rest assured that we’ll not only help support their financial needs with our protection products, but we’ll give them access to practical and emotional support for their health and wellbeing too.
View our protection shield.
Health & lifestyle
To help prevent and detect ill health and keep your clients well
The focus of Aviva DigiCare+ is prevention, through making informed, balanced and positive lifestyle decisions. By promoting healthier habits and encouraging changes in attitude and action, it’s possible to head off the appearance or development of a range of conditions that adversely impact health.
Annual health check Show more Show less
Early detection of conditions is a good way to help protect your clients’ health. The sooner issues can be identified, the sooner they can be acted on, potentially preventing them from growing into a greater problem.
That’s why a key service of Aviva DigiCare+ is an annual health check and follow-up appointment with a healthcare professional, available for just £39.95. It gives your clients a quick and comprehensive medical assessment to check for a range of conditions from the comfort of their home.
How it works
- Your client requests a testing kit via the app.
- They provide a finger-prick blood sample at home and return it by Freepost to the laboratory to be tested.
- The sample is checked for 20 different health markers, including risk of diabetes, high cholesterol and liver health.
- A personalised health report is produced.
- The results can be discussed in a follow-up digital consultation with a healthcare professional, to discuss any recommended actions or treatments.
One test will check 20 different health markers, within seven risk areas, to spot problems early:
- Diabetes Risk: HbA1c
- Kidney Health: Sodium, Urea, Creatinine
- Liver Health: ALP, AST, ALT, GGT, Bilirubin
- Proteins: Total Protein, Albumin, Globulin
- Bone Health: Calcium, Corrected Calcium
- Gout risk: Uric Acid
- Cholesterol Status: Triglycerides, Cholesterol, HDL, LDL, Non HDL Cholesterol.
This is a great way for your clients to keep a check on their health. Remember, early intervention is key. This health check can be done every year, which also gives you the opportunity to contact your clients to review their protection needs.
Provided by Square Health. Not available in Gibraltar.
Nutrition consultation Show more Show less
Living with obesity can lead to a number of serious and potentially life-threatening conditions including Type 2 diabetes, some cancers, coronary heart disease and stroke. It can affect quality of life and mental health too*.
But it can be difficult for your clients to make healthy nutritional choices, especially if they have a busy lifestyle. Aviva DigiCare+ can help, giving guidance on how to get started and support to stay on track.
Worth up to £440 a year (£55 per session), your clients can access eight consultations a year with a trained nutritionist, shared between your client, their partner and their children aged 12 to 18 (or 21 if in full-time education). This will provide:
- an assessment of their current nutrition and lifestyle choices
- advice and guidance on optimal eating plans to facilitate long-term change, and
- advice on how clients can change their relationship with food, helping break bad habits.
The nutritionists will support your clients with everyday healthy eating and will help them to make long-term lifestyle changes.
Provided by Square Health.
* Obesity, NHS.UK. Accessed November 2025. Contains public sector information licensed under the Open Government Licence v3.0.
Personal training service Show more Show less
Whether they're just starting out or want to take their fitness further, your clients, their partners and their children (aged 16 to 18, or up to 21 if they're in full time education) can share access to eight sessions a year with a personal trainer.
- Bookable through the Aviva DigiCare+ app, their trainer will help set their fitness goals and talk through any challenges.
- They can choose their personal trainer before booking by looking at their profiles.
- They'll get a personalised fitness plan – designed just for them.
- Sessions are available Monday to Saturday.
Health & wellbeing discounts Show more Show less
A balanced exercise program of aerobic and strength training exercises can help to promote heart health, help with weight loss, help prevent osteoporosis and improve muscle strength, balance and flexibility*.
Regular exercise, keeping active and taking care of wellbeing could also help:
- improve energy levels
- prevent ill health
- boost confidence and improve frame of mind.
Aviva DigiCare+ can help your clients get fit for less.
Through our Get Active service, they can access discounts at a range of health and fitness clubs, online workouts and a variety of other products and services that can enhance a healthy lifestyle.
Cancer Care with Get Active offers discounted products and services that can help your clients with the daily living adjustments a cancer diagnosis and treatment can bring, as well as offers on services and experiences that may enhance the quality time spent with family and close friends.
Whether access to cancer care offers are for themselves or to help support loved ones or those close to them following a cancer diagnosis, this service is available for customers to use at any time, not just during a claim. Terms apply.
- Your clients can find out more about the discounts within the Aviva DigiCare+ app, where they will be provided with a link to access the service.
Please note that signing up with some services such as gym memberships could mean entering into a binding contract, so it's important your clients reads the terms and conditions of the offer carefully before proceeding..
Available through MyWellbeingDiscounts as part of Get Active. Get Active is a non-contractual benefit that Aviva could change or withdraw at any time. Not available in Gibraltar.
* Benefits of exercise, NHS.UK. Accessed November 2025. Contains public sector information licensed under the Open Government Licence v3.0
Treatment
To get help quickly when illness has already struck
Managing health and wellbeing is about mitigating the impact of health conditions through lifestyle changes and careful control, whilst also knowing where to access treatment when it’s needed. Many health and lifestyle conditions can be managed, or even avoided completely, with some small changes and careful management.
Aviva DigiCare+ can help by offering alternative sources of advice and support. And your client can access their consultation notes and track their allowance, all within the app.
Bupa Anytime HealthLine Show more Show less
The Bupa Anytime HealthLine is always just a call away for any medical questions your clients may have about themselves or a member of their family – a great help, especially for those with young families and a dozen questions a day. Rather than resorting to the internet or waiting for a doctor’s appointment, your client can get confidential guidance from a qualified nurse.
- Your client can call the Bupa Anytime HealthLine any time of day or night, 365 days a year.
- The qualified nurses can advise on health concerns as well as medication queries, travel advice and provide guidance on childhood immunisations and illnesses.
- They can speak to a qualified nurse whenever is most convenient for them.
- There’s no limit on the number of calls they can make.
- The service covers your client, their partner, children and parents too.
Information shared via the Bupa Healthline is not shared with Aviva & will not impact your protection policy.
Provided by Bupa.
Private digital GP appointments Show more Show less
To complement existing NHS treatment, your client can access unlimited private digital GP appointments at no extra cost, giving them speedy access to a private doctor – great for those who struggle to find time for doctors’ appointments.
Whilst many people may still prefer to see their regular doctor, the service is for clients who want added flexibility of being able to see a GP on average, within 24 hours.
If the reason for your consultation is related to a complex health need (an ongoing condition that you're already under medical supervision for and/or are receiving medication or treatment for), complex medical history or you have a health need that requires hands-on examination (eg lumps or bumps), your NHS GP may be better suited to help you.
- The service provides unlimited sessions per year (subject to a fair use policy) and can be shared between the life assured, their spouse/partner and eligible children (up to the age of 18, or 21 if in full-time education).
- It can even be used by your client if they are on holiday and want to speak to a UK doctor for advice only.
- Details of each consultation are made available within the patient record.
Just like a GP, the private digital GP service can provide the following services, but without the hassle of clients having to leave home:
- private prescriptions
- consultant referrals
- fit notes
- advice on current medication.
No charges apply for fit notes, referrals or writing a prescription. However, for private prescriptions, a charge will be made by the pharmacist and will depend on the cost of the medicine.
This service is only available to customers who have purchased a policy since 7 December 2020.
Provided by Square Health.
Mental health support Show more Show less
With one in four adults and one in 10 children experiencing mental illness* Aviva DigiCare+ offers quick access to tailored mental health advice for your client and their family. The service offers:
- Up to eight video or phone mental health sessions a year shared between the life assured, their partner/spouse and their children, aged 16-18 (or 21 if in full-time education). Worth up to £440 a year (£55 per session).
- Tailored support appropriate for the patient. Your client can select a UK-based therapist that best meets their needs by viewing their profiles in the app.
- Appointments with only a 48 hour wait on average, bookable via the app.
- Parents concerned about a child of any age can seek general advice from Square Health via email in addition to the eight consultations.
Provided by Square Health.
* Mental Health, NHS.UK. Accessed November 2025
Second medical opinion Show more Show less
If your client is diagnosed with any physical or mental health condition, Aviva DigiCare+ offers the option of a second medical opinion from a UK-based specialist. This could open up their options and possibly provide greater choice when it comes to determining the best treatment path.
The UK-based service provides specialist advice, guidance and reassurance covering all aspects of medical and mental health care in all regions of the UK.
Square Health encourage communication between the Specialist providing the second medical opinion and the primary treating doctor to help navigate your client into the pathway that best serves their interest and preference.
Your client will receive advice from a panel of expert clinicians who are on the General Medical Council’s Specialist Register for their specialty, and each consultant is approved by Square Health’s Clinical Board.
This UK-based second medical opinion service offers:
- Access to a face-to-face consultation with a UK specialist. Video or phone consultations are also available.
- Two opinions per year, shared between your client, their spouse or partner and eligible children up to age 18 (or 21 if in full-time education).
- A consultation letter with a summary of the recommendations will be provided to your client.
- Support with most medical conditions, including mental health conditions.
- Interconnectivity with other benefits via the Aviva DigiCare+ app.
- Guidance on medical records sourcing via the app and/or email.
Your client must cover any travel costs, or alternatively a phone consultation can be arranged. Cost of treatment isn’t covered.
Second medical opinion is provided by Square Health.
Physiotherapy Show more Show less
If your client has bought an Aviva Income Protection+ policy, they can benefit from physiotherapy services.
Physiotherapy can be instrumental in getting people back to work when they’ve had to stop due to injury.
It can also help to address minor conditions before they worsen and lead to further absence.
This service gives your Income Protection+ clients access to physiotherapy when they need it, without the wait:
- The service can include an initial phone consultation, an online physio programme and up to three face-to-face sessions per condition, per year. It can be used twice in one year for separate conditions.
Provided by IPRS Health. Only available to Aviva Income Protection+ customers. Not available in the Channel Islands, Isle of Man or Gibraltar.
Bereavement
To help ease some of the unnecessary burden at the worst of times
If the worst were to happen, we all want to make sure those left behind have all the support they need. Aviva DigiCare+ aims to do just that.
Bereavement counselling
In addition to the Aviva DigiCare+ mental health support benefit, Square Health offers eight video sessions with a qualified clinician, which can be shared between your client, their partner and children over 16.
These eight additional consultations can be used during the 12-month period following the death of a close family member. And if your client should pass away during the policy term, their partner or children aged 16-18 (or 21 if in full-time education) can continue to use the service to help them deal with their loss.
Provided by Square Health.
Legal Services
Aviva has teamed up with Red Apple Law to offer your clients discounted Wills and Living Wills, Lasting Power of Attorney and a Digital Vault to help navigate legal requirements, when faced with complicated processes that can feel overwhelming especially when managing feelings of loss or grief. Red Apple Law provides a legal helpline at no additional cost which can provide guidance on a range of legal queries from family law to probate.
Clients can also access a free Executor Toolkit. This online Estate Administration and Probate tool guides them through the process step-by-step, including valuing and distributing the estate, finalising tax and paying debts. It can also provide pre-populated forms and letter templates.
In most cases, this tool should be enough to deal with the admin, but if it’s a more complex estate or your client would prefer for a solicitor to take over, optional fixed-fee estate administration services are offered at preferential rates.
Provided by Red Apple Law. Not all services are available in the Channel Islands, Isle of Man or Gibraltar, with some services limited in Northern Island and Scotland. Visit yourlegal.toolboxx.co.uk for full details.
Bereavement guidance
There’s a lot to think about when dealing with a bereavement, both practically and emotionally. It’s not something most people are prepared for, and the administrative and financial demands of dealing with a death can be complex and draining at an already difficult time.
Our bereavement guidance covers:
- registering a death
- arranging a funeral
- dealing with a will
- probate
- who to notify.
It’s there to help the bereaved work out what they need to do straight away, and what they can leave for later.
You can access this guidance through the Aviva DigiCare+ app and our bereavement page here.
Grief Encounter Helpline
Friends, family and our wellbeing services can help but if your clients or anyone else affected by their death need more support or just want to talk, there are other organisations that can help. Losing a parent or sibling is both devastating and life-changing for a child. Grief Encounter is a charity that works closely with bereaved children, their family, school and other professionals to help them find a way through the anxiety, fear and isolation so often caused by grief.
How it works
Your clients simply call Grief Encounter's Bereavement Support Line 0808 802 0111, weekdays, 9am-5pm.
or email bereavementsupport@griefencounter.org.uk
Professional and confidential service, registered charity number: 1175837
Provided by Grief Encounter
Tools & FAQs
Key information and documents
Here are some key documents to help your protection conversations before, during and after your client appointments. If you need any documents not listed here you can find them in our document library.
Pre-appointment
Please check that your client is eligible for Aviva DigiCare+ using the criteria in the FAQs below.
During the appointment
Aviva DigiCare+ demo video Takes your clients through the benefits in detail and explains how they can register.
Customer guide to Aviva DigiCare+ Give your clients an in-depth view of the benefits available with Aviva DigiCare+.
After the appointment
Aviva DigiCare+ includes 24/7, unlimited Digital GP appointments. This provides the ideal opportunity to get in touch with your clients to review their cover and check if it’s still fit for purpose.
FAQs
Find answers to Aviva DigiCare+ frequently asked questions here.
Client registration
Before your clients register, please check that they are eligible and that their policy is live.
- Your client can download the Aviva DigiCare+ app from the App Store or Google Play
- When they open the app, they can register using their policy number or the activation code we will send them.
- Or your clients can register for a MyAviva account and then log in to Aviva DigiCare+ using those same credentials.
- If your client has a policy placed in trust an activation code will be emailed to them.
Aviva DigiCare+ is an app-based added-value benefit. It's compatible with most iOS and Android mobile devices. Terms and conditions and the privacy policy can be found within the app.
Technical help
If your client needs any technical support with the app, they can email:
If your client has a question about a clinical benefit, they can contact the appropriate provider as directed in the app.
Key documents and resources
Haven't found what you're looking for?
See our contact us page for a full directory.