Aviva Flex-pertise™

Our flexible protection benefits fit around the needs of your clients and their employees.

Your clients can:

• Differentiate their benefits package from their competitors’, helping to recruit the best talent
• Develop a flex programme that reflects their company culture
• Decide the level of cover they’d like to offer as a core benefit, and how much they want to contribute
• Access expert support - from setting up a scheme to asking for help, our dedicated team are here for them
  

And their employees will be able to:

• Select from a range of benefits that suits their needs and budget
• Include cover for their partner for certain benefits
• Review and change benefits each year to reflect their changing needs
• Amend their choices, following a lifestyle event, such as getting married or having a child
• Access added value services such as a second medical opinion, nurse advisory service, employee assistance programme and bereavement and stress counselling helplines. All at no extra cost.

Expert support

You’ll get direct access to a specialist flex administration team. You’ll also be aligned to a dedicated account manager, scheme underwriter and sales support consultant to ensure that you have the right support whenever you need it.

 

Simplicity

We want to make life easier for you and your clients. And from scheme implementation to building ongoing relationships and paying claims quickly, we always aim to keep everything as simple as possible.

 

Cover for the people who matter

Whether it’s critical illness cover for child-specific conditions, access to medical experts, or supporting those left behind when the worst happens, Aviva Flex-pertise offers employees and their loved ones support beyond the workplace.

 

Flexible solutions

You and your clients are in control. Aviva Flex-pertise is all about flexing our Group Protection proposition to fit your needs. We’ll help you to assess your client’s requirements and the issues their business faces, working together to build a solution that’s unique and relevant to them.

Your clients can tailor their cover to meet their business’s and their employees' needs. Clients can arrange cover for 250 people and above - or 100 people and above when they choose the core level of Group Life cover.

*For Spouse/Partner Critical Illness, the maximum benefit available is £250,000 or the amount selected by the employee if lower. And for Children’s Critical Illness, it’s 25% of the value of an employee’s benefit, up to a maximum of £20,000.

**Lump sum benefit payments on Group Income Protection are only covered as a core benefit and are payable at the end of a chosen limited payment term should the employee continue to meet the definition of incapacity.

Please note that all added-value services included under our cover are non-contractual benefits and can be withdrawn at any time, without notice.

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