Aviva Group Protection Online (AGPOL)

Straightforward online quotes for smaller schemes

Aviva Group Protection Online (AGPOL) is our simple online service for schemes of 3 - 250 lives. It allows you to create and amend a Group Protection quotation and place the policy on risk immediately.

Get quotes quickly

Our simple 5-step process means you can create a new Group Protection quote from start to finish in around 20 minutes

Lower cost

Online pricing can be cheaper due to lower expenses

Guaranteed rates

Up to three year rate guarantees for all our online Group Protection products

Proposition details


There are loads of reasons why using Aviva Group Protection Online makes sense:

  • Simple 5-step process that gets you a Group Protection online quote in around 20 minutes
  • Policies can be put on risk immediately 
  • Load data just once and use it to quote for all our Group Protection online products
  • Online pricing can be cheaper than offline due to lower insurer expenses
  • Up to three year rate guarantees
  • Commission levels up to 30%

Master Trust

We’re one of the few providers to offer Master Trust arrangements for both Registered and Excepted online Group Life policies.

Master Trust arrangements are a simple way for your clients to set up and manage online Group Life policies, making it a cost-effective solution for SMEs. We can cover all the scheme members under either trust, which are governed by professional independent trustees, PTL Governance Ltd.

The benefits of the Master Trust arrangements are:

  • Simple to set up with single point of contact that minimises administration
  • No need for an employer to set up and run a standalone trust
  • Quicker on-risk process with no need to obtain a Pension Scheme Tax Reference (PSTR) number from HMRC
  • Ease of access to our online Group Life products and full support in implementing the scheme
  • No additional costs
  • Holistic proposition that provides cover for both Registered and Excepted online Group Life policies
  • Ongoing independent trustee governance for transparent management and payment of benefits

Before choosing either of the Master Trust options, please read the rules of the arrangement:

Aviva Registered Benefits Group Life Master Trust Rules

Aviva Excepted Benefits Group Life Master Trust Rules

Adviser support

A team that truly understands the needs of SMEs

Get expert help and support from our experienced team, thanks to their up-to-date understanding of the needs of smaller businesses and the challenges they face.

The team can offer as much or as little support as you need, from taking you through the steps of selling Group Protection to producing AGPOL quotes and setting up Master Trust arrangements.

Contact our team today on GroupProtectionSalesSupport@aviva.com or speak to your Aviva Account Manager.

Adviser Business Accelerator

Whether you're looking to grow your business, keep great relationships with your existing clients or increase your cross-sales, check out our Adviser Business Accelerator.

From how to accelerate your website, how to attract and retain clients, to our webinar hub  - we've got it covered.

Visit the Adviser Business Accelerator today.

How to apply

Visit AGPOL to start your quote.

You can email our team at 

For help with an exististing quote, call us on

0800 051 3472

or speak to your Aviva account manager 

or you can email us on 


Monday to Friday, 9am to 5pm

For our joint protection, telephone calls may be recorded and monitored and will be saved for a minimum of five years. Calls to 0800 numbers from UK landlines and mobiles are free. 

Get a quote online

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