Supporting your clients to reduce long-term sickness absence
Help your clients provide financial and practical support to employees when they’re unable to work due to long-term illness or injury. Your clients can demonstrate a caring attitude towards employees, while allowing them to focus on their health, recovery and return to work.
Expert case managers
Our dedicated case managers will work closely with your clients' employees during the claims process, to help them make a safe and timely return to work
A proactive approach
We'll proactively manage health issues in the workplace, with the aim of reducing long-term absence in your clients' businesses
Focus on wellbeing
Our workplace wellbeing services can help your clients to create a healthier, happier workforce
Why Aviva Group Income Protection?
We’re experts in Group Income Protection, helping employees with their rehabilitation, recovery and, most importantly, their return to work. In addition to providing financial support when needed, this policy is heavily supported by our clinical expertise. We pro-actively look for ways to offer support that could improve the health and wellbeing of your client's workforce.
Over the years, we’ve perfected our underwriting and claims processes, making them simple, efficient, effective and accountable. This means the policy’s easy to set-up, reducing the administration for your clients.
Features of Group Income Protection cover:
Tax efficient premiums – under current UK tax laws, premiums will normally qualify as an allowable business expense
Flexible cover – different levels of cover can be chosen with our policy, grouping employees by multiples of salary or lump sum limits
Free cover limit - up to a maximum benefit of £150,000, without the need for medical underwriting
Once only underwriting - medical underwriting will normally only take place once regardless of any subsequent increases in benefit
Tele-interviewing – enables essential medical information to be captured by specialists to speed up underwriting decisions
Cover from day one – we provide up to 90 days full cover during the underwriting process, excluding any pre-existing conditions
Inflation protected benefits – an option to include a claim escalator, either fixed amounts, linked to the Retail Prices Index (RPI) or linked to Consumer Price Index (CPI)
Added-value services – access to the Aviva DigiCare+ Workplace smartphone app, provided by Square Health, as well as our Employee Assistance Programme which offers practical and emotional support. A wide range of Workplace Wellbeing solutions, including cancer support is also available when your clients' employees need a little help
Overseas employees – we will need to be informed of any overseas members so cover can be considered.
Information about tax is based on our understanding of current legislation. The law relating to tax may change in the future.
Selling and setting up a policy
What's needed to set up a policy?
Key points to cover with your client
Opportunities to sell
Our Group Income Protection cover includes a number of added value services that are available to your clients and their employees.
All of the services below are non-contractual and can be withdrawn by Aviva at any time.
Aviva DigiCare+ Workplace - provided by Square Health
Employee Assistance Programme (EAP)
Cancer Work Support Service
Workplace Wellbeing support
Demonstrating our claims expertise to your clients
Making a claim
Get in touch
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How to apply
If you're applying for a business with under 250 lives you can use our online system,
Alternatively, please call us on
or speak to your Aviva Account Manager.
If your query relates to an existing policy please call
Lines are open 9.00am – 5.00pm, Monday – Friday.
For our joint protection, telephone calls may be recorded and monitored and will be saved for a minimum of five years. Calls to 0800 numbers from UK landlines and mobiles are free.
Giving employees the reassurance that their loved ones will have some financial support, should the worst happen.
Group Critical Illness
Offering financial protection if employees are diagnosed with a critical illness, or undergo surgery covered by the policy.
Flexible benefits plans that allow employees to take greater control of their workplace benefits package to suit their budget and needs.
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