Income Protection+

Steps in when income stops

So much more than financial protection

A flexible, long-term policy that pays a proportion of your client's income if they’re unable to work or suffer a loss of earnings due to illness or injury. This policy also comes with a range of extra benefits and support services as standard, helping you to satisfy your clients’ needs.

Benefit guarantee

Back to work, hospital, and trauma benefits as standard


Suitable for a broad range of clients with add-ons, upgrades, and flexible policy terms

Includes Aviva DigiCare+

Helps your clients prevent, detect, and manage common health and wellbeing concerns directly from their smartphone

Aviva DigiCare+

Aviva DigiCare+ can help your clients prevent, detect and manage health and wellbeing concerns. 

We've carefully selected third parties to offer a wide range of added-value benefits, available through a smartphone app that can help your clients go beyond financial protection.

Aviva DigiCare+ extends our Menu proposition, giving your clients extra peace of mind and the control to help make health and wellbeing a priority.

Product details

Why Income Protection+?

Your client's outgoings don’t usually stop if their income does. You can help protect them against this unfortunate eventuality with our Income Protection+ policy.

We've created a flexible policy that offers much more than just financial protection.

Getting back to work can present a number of challenges. Our claims team offer a range of support services that can help. These services can mean the difference between being off for a couple of weeks and being unable to work for a much longer period.

Cover that goes above and beyond

As well as the range of benefits covered as standard under our policy, Income Protection+ also offers the option to add further cover at an additional cost, should your client need it.

Find out more with our guide to Income Protection+

Facts and figures

Cover types

Additional covers

Additional benefits

Aviva DigiCare+

One app with a world of support

The Aviva DigiCare+ smartphone app places a range of health and wellbeing benefits right at your clients' fingertips. The app is powered by Square Health and the benefits are provided by a number of carefully selected third parties. The benefits in the app link to each other, helping your clients turn advice into action.  

If your client purchases Income Protection+, they'll receive Aviva DigiCare+ at no extra cost. They can use the benefits as soon as their policy is live and they’ve downloaded the app, with the annual health check giving a great starting point by providing an overview of their health. Within the app your client will find:

Health & lifestyle benefits to help prevent and detect ill health and keep your clients well;

Treatment support to get help when illness has already struck, and

Bereavement support to help ease some of the unnecessary burden at the worst of times.

Aviva DigiCare+ is a non-contractual benefit Aviva can withdraw at any time. Terms and conditions and privacy policy apply, and can be found within the app.

Find out more

Features and benefits

More choice

Benefits included as standard

Additional benefits


Being there when it matters most

We're proud of our strong track record of paying claims.  Visit our claims hub for details of the claims we've paid and the great work we do to support our customers when they need us most.

When your clients claim, we do everything we can to reduce their stress and anxiety.

This is an incredibly difficult time. Whether it’s helping with paperwork or answering questions about funeral arrangements, we’re there for your clients, and their families.

To make a claim, they can call us on:

0800 158 3105 

Lines are open Monday to Friday 8.30am to 5pm.

You can leave a message outside of these hours. 

Calls may be monitored and/or recorded.


Or, if they can’t face talking about what’s happened, your client can fill in an online form to tell us they need to make a claim.

Quote, apply and track cases online

Visit ALPS

Business support

Doing protection business just got easier

We're committed to making it easy to do protection business with us, so we've produced a range of helpful support materials - all designed to save you time.

ALPS tracking guide

Knowing exactly what’s happening with your cases makes life so much easier. Take a look at our e-guide to learn how tracking can help your business.

ALPS in focus guide

Gain knowledge on what ALPS has to offer you, whilst discovering some of the tips and tricks that could save you time.

Underwriting centre

Our digital hub contains everything you need to know about our underwriting.

Optional benefits

(These benefits are available at an additional premium.)

Global treatment

Global treatment provides access to expert second medical opinion and overseas medical treatments for your client and their children

Fracture cover

Fracture cover pays a lump sum if your client suffers from 1 of 18 specified fractures during a 12 month period

Related content

Aviva DigiCare+

Help your clients take control of their health and wellbeing with the Aviva DigiCare+ smartphone app.

Critical Illness+

Standalone critical illness cover with a range of benefits and options, making it suitable for a range of clients' budgets.

Living Costs Protection

Straightforward cover that helps pay for your client's essentials when they find themselves unable to work due to illness or injury. It pays a fixed monthly amount for up to 12 months for each eligible claim.

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See our contact us page for a full directory.