Income Protection+

Steps in when income stops

So much more than financial protection

A flexible, long-term policy that pays a proportion of your client's income if they’re unable to work or lose earnings due to illness or injury. This policy also comes with a range of extra benefits and support services, helping you get the cover your client needs.

Download your guide

Included Benefits

Back to work, hospital and trauma benefits


Suitable for lots of clients

Includes Aviva DigiCare+

A smartphone app linking you to services which help prevent, detect and manage health issues

Global Treatment

The power of choice when your clients need it

When someone becomes seriously ill, they could be facing a diagnosis that could affect their whole life. It’s a lot to take in.

What they need is the right treatment, delivered quickly and seamlessly. That could be NHS treatment. It could be private treatment. Or it could be that treatments outside of the UK can be more suitable to treat the specific condition, or they simply aren’t available at home.

That’s why though Further we offer Global Treatment, at a small extra cost, alongside select personal protection+ products.

Product details

Choosing Income Protection+

  • Help getting back to work – Our claims team could help policyholders get back to work 
  • You can count on us - In 2020 we paid out 87.5% of new income protection claims - more than £44m
  • We want to help you stay healthier –The DigiCare+ smartphone app helps your clients look after their health and wellbeing
  • Complete cover that’s simple to understand - Use our What is protection? video as a starting point

What you get

This is a summary of what’s available. For full terms and details, please see the policy summary or policy conditions

Always included

More choice

Available at an extra cost

Making a claim

From filling out paperwork to giving extra support, we aim to make a difficult time a little easier.

To make a claim, your client can call the team on

0800 158 3105

Lines are open Monday to Friday 8.30am to 5pm.

You can leave a message outside of these hours. 

Calls may be monitored and/or recorded.

If online is easier, they can fill  in an online form telling us they need to make a claim.

Check out our track record

Visit our claims hub for details of the claims we’ve paid and the great work we do to support your clients when they need us most.

Quote, apply and track cases online

Visit ALPS

Optional benefits

These benefits are available at an additional premium.

Global Treatment

Global Treatment could give your clients the power of choice and make overseas treatment possible at a time when they'll want to explore all the options.

Fracture Cover

Fracture Cover pays a lump sum if your client suffers from 1 of 18 specified fractures during a 12 month period

Business support

Doing protection business just got easier

We're committed to making it easy to do protection business with us, so we've produced a range of helpful support materials - all designed to help save you time.

ALPS tracking guide

Knowing exactly what’s happening with your cases makes life so much easier.  See how tracking could help your business.

ALPS in focus guide

Gain knowledge on what ALPS has to offer along with some of the tips and tricks that could save you time.

Underwriting centre

Our digital hub contains everything you need to know about our underwriting.

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See our contact us page for a full directory.