Personal protection

Income Protection+

Steps in when income stops

So much more than financial protection

A flexible, long-term policy that pays a proportion of your client's income if they’re unable to work or suffer a loss of earnings due to illness or injury. This policy also comes with a range of extra benefits and support services as standard, helping you to satisfy your clients’ needs.

Benefit guarantee

Back to work, hospital, and trauma benefits as standard


Suitable for a broad range of clients with add-ons, upgrades, and flexible policy terms

Practical support

A range of services designed to help your client get back to health as quickly as possible

A simple solution

Your client's outgoings don’t usually stop if their income does. You can help protect them against this unfortunate eventuality with our Income Protection+ policy.

Find out how we can help them cope financially if they’re unable to work because of sickness or injury with our guide to Income Protection+

Product details

Why Income Protection+?

We've created a flexible policy that offers much more than just financial protection.

Getting back to work can present a number of challenges. Our claims team offer a range of support services that can help. These services can mean the difference between being off for a couple of weeks and being unable to work for a much longer period.

Cover that goes above and beyond

As well as the range of benefits covered as standard under our policy, Income Protection+ also offers the option to add further cover at an additional cost, should your client need it.

Find out more with our guide to Income Protection+

Facts and figures

Cover types

Additional covers

Additional benefits

Support Plus

Looking after your client and their family

When you recommend one of our personal protection policies to your client, you can relax, safe in the knowledge that we’ll be there for them and their families when it really matters.

Of course, this means we’ll be on hand with financial support if the worst should happen. But with our policies, you get so much more than that.

We’re proud of the services we offer. Helping your clients to live more healthily, caring for them through illness and injury, and being there to support them and their family in the event of bereavement. These services are available throughout the life of their policy and not just when they need to claim.

For more information on any of the services listed and what's included with your clients' policy, please read our Support Services Leaflet.

Please be aware that all of the benefits listed below are non-contractual and we can remove them at any time.



Features and benefits

More choice

Benefits included as standard

Additional benefits


Being there when it matters most

When your clients claim, we do everything we can to reduce their stress and anxiety.

This is an incredibly difficult time. Whether it’s helping with paperwork or answering questions about funeral arrangements, we’re there for your clients, and their families.

To make a claim, they can call us on:

0800 158 3105 

Lines are open Monday to Friday 8.30am to 5pm.

You can leave a message outside of these hours. 

Calls may be monitored and/or recorded.


Or, if they can’t face talking about what’s happened, your client can fill in an online form to tell us they need to make a claim.

Quote, apply and track cases online

Visit ALPS

Business support

Doing protection business just got easier

We're committed to making it easy to do protection business with us, so we've produced a range of helpful support materials - all designed to save you time.

ALPS tracking guide

Knowing exactly what’s happening with your cases makes life so much easier. Take a look at our e-guide to learn how tracking can help your business.

ALPS in focus guide

Gain knowledge on what ALPS has to offer you, whilst discovering some of the tips and tricks that could save you time.

Underwriting centre

Our digital hub contains everything you need to know about our underwriting.

Optional benefits

(These benefits are available at an additional premium.)

Global treatment

Global treatment provides access to expert second medical opinion and overseas medical treatments for your client and their children


Fracture cover

Fracture cover pays a lump sum if your client suffers from 1 of 18 specified fractures during a 12 month period

Related content

Life Insurance+

Comprehensive life cover with the flexibility of adding critical illness cover to meet your client's needs.

Critical Illness+

Standalone critical illness cover with a range of benefits and options, making it suitable for a range of clients' budgets.

Living Costs Protection

Straightforward cover that helps pay for your client's essentials when they find themselves unable to work due to illness or injury. It pays a fixed monthly amount for up to 12 months for each eligible claim.

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See our contact us page for a full directory.