Aviva Platform Now Open to Utmost International Investment Bonds

01 Apr 2025

We are excited to announce that the Aviva Platform is now open to Utmost International Investment Bond clients. Whether you’re placing new business or managing existing Utmost clients, the Aviva Investment Portfolio is now available.

This partnership allows your clients with an Utmost International Investment Bond to benefit from the extensive range of investments available in the Aviva Platform Investment Portfolio. You can:

  • Replicate clients' investment strategies 
  • Access a wide range of funds and discretionary fund managers (DFMs)
  • Manage your clients’ investments in one place
  • Benefit from your firm's pricing rates

This option is available alongside the Canada Life Offshore Bond partnership on the Platform and works in a similar way.

How it works

The process for taking out an International Investment bond for your client is straightforward:

  • The financial adviser recommends an International Investment Bond to their client and is appointed by Utmost or Canada Life as the platform adviser on the Aviva Investment Portfolio.
  • Utmost or Canada Life invests in funds on the Aviva Platform by opening a Corporate Investment Portfolio.
  • All adviser charges are taken from the International Investment Bond, along with Utmost/Canada Life charges for the International Investment Bond. 
  • The financial adviser manages the investments on the Aviva Platform.

For more information, please see our Utmost International Investment Bond FAQ document.

Benefits of International Investment Bonds for Clients

International Investment bonds offer several advantages for clients, including tax deferral, which allows for growth without immediate tax liabilities. They also provide the ability to withdraw up to 5% of the original investment each year without an immediate tax charge. Additionally,  International Investment bonds can be useful for estate planning.

With the increasing demand for Investment Bonds, we are committed to providing options to help you meet your clients' needs.

For more information, please contact your Aviva representative.