Investment & Tax planning

These articles relate to Aviva's retirement and investment product lines.  To assist with client conversations for personal, business and non-profit organisations.

Taxing Times ahead: What the Autumn Statement means for financial planning

Tony Wickenden, Managing Director at Technical Connection, discusses the Autumn Statement.

Investing beyond the tax "no brainers"

Tony Wickenden, Managing Director at Technical Connection, explains the ways to invest tax efficiently.

Protecting the Financial Plan

Tony Wickenden, Managing Director at Technical Connection, explains how to protect the financial plan.

Tax Year End Planning (Part One)

Tony Wickenden, Managing Director at Technical Connection, discusses tax year end planning.

Tax Year End Planning (Part Two)

Tony Wickenden, Managing Director at Technical Connection, discusses tax year end planning.

Bonds for higher rate taxpayers

The taxation of dividend income means that Investment Bonds can be highly tax efficient investments for higher rate taxpayers who wish to invest in equity linked funds.

Bonds versus collectives for basic rate taxpayers

In this article, we focus on the importance of wrapper choice for basic rate tax payers, a very important segment of investors.  

Bonds versus collectives for higher rate taxpayers

Advisers must consider carefully the tax benefits of onshore investment bonds for their 40% and 45% taxpaying clients.

Capital gains tax planning

Clients with unrealised or potential future gains need to consider capital gains tax (CGT) and the use of annual exemptions and reliefs.

Dividend taxation from 6 April 2016

In this article we look at how the system operates for all types of taxpayers and consider the planning opportunities resulting from this system of dividend taxation.

High earners and planning for the 45% and 60% tax rates

Tax planning strategies will be of  significant interest to those affected by these high charges.

Tax implications of divorce

A consideration of the tax implications of divorce or dissolution of a marriage or civil partnership

Investing for children

Tony Wickenden, Managing Director at Technical Connection, explains how to invest for children.

Tax and estate planning for unmarried couples

Any share transfers to facilitate dividend payment could come with IHT and CGT consequences.

IHT Planning for those with cash: Access to regular payments throughout life required: the role of Discounted Gift Trusts

Tony Wickenden, Managing Director at Technical Connection, explains the role of Discounted Gift Trusts.

IHT Planning for those with cash: Access to original capital required: the role of Loan Trusts

Tony Wickenden, Managing Director at Technical Connection, explains the role of Loan Trusts.

The essence and importance of Intergenerational financial planning

Tony Wickenden, Managing Director at Technical Connection, explains the role of Discounted Gift Trusts.

Corporate Investments in Collectives

It is first necessary to consider some fundamental issues before we consider the opportunities for corporate investment.

Investments by charities

Although many charities will use funds raised by them or donated to them straight away, for the purpose of their charity, a number will have funds that are not required immediately.