Adviser information relating to Aviva Life & Pensions UK Limited policies formerly with Aviva Protection UK Limited or AIG Life Limited.

View various login/information links below

Aviva Protection UK Limited (formerly AIG Life Limited) is now Aviva Life & Pensions UK Limited. We appreciate that as an adviser with related client policies, you still need access to information, contact details and literature from time to time. Therefore we've created this section to help you.

Policy/scheme number formats

If you're not sure if a policy or scheme is previously from Aviva Protection UK Limited (formerly AIG Life Limited), then you can identify this by the format of the policy/scheme number. See below for more details.

Individual / Business Protection Policies

  • P followed by 9 numbers, e.g. P123456789
  • The above policy numbers may also have a dash then 2 numbers at the end, e.g. P123456789-01
  • Pax Life policies start with 45 followed by 9 numbers, e.g. 45123456789

Group Protection scheme formats

  • Group Life Assurance: LG followed by by six numbers, e.g. LG123456
  • Group Income Protection: HG followed by 6 numbers, e.g. HG123456
  • Group Critical Illness: GC followed by 6 numbers, e.g. GC123456

Contact us

Choose the most appropriate option below based on your enquiry.

Individual / Business Protection

View the contact options relevant to former Aviva Protection UK Limited or AIG Life Limited policies.

Pre-sales underwriting

If you have an underwriting question or query about a pre-sale case, you can contact us using the details below.

Call us on:

0345 600 6820

We're here to help

Our lines are open, Monday to Thursday from 8:30 am - 6:00 pm and Friday 8.30am - 5:30pm, except UK bank holidays.

For our joint protection, telephone calls may be recorded and/or monitored. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.

Our opening hours may vary depending on which team you need to speak to.

Report a claim

If your client needs to make a claim, just contact our claims team or visit our dedicated customer claims area via the button below.

Call us on:

0345 600 6820

Email us at:

claimsteam@protection.aviva.com

or

Write to us at:

Claims team, Aviva, PO Box 12010, Harlow, CM20 9LG

We're here to help

Our lines are open, Monday to Thursday from 8:30 am - 6:00 pm and Friday 8.30am - 5:30pm, except UK bank holidays.

For our joint protection, telephone calls may be recorded and/or monitored. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.

Our opening hours may vary depending on which team you need to speak to.

 

What happens next

A claims assessor will explain the process and what information we’ll need.

Customer services

For general or for other enquiries not listed here, please contact our customer services team, who will be happy to help with your query.

Call us on:

0345 600 6820

Email us at:

enquiries@protection.aviva.com

or

Write to us at:

Customer services team, Aviva, PO Box 12010, Harlow, CM20 9LG

We're here to help

Monday to Thursday from 8:30am - 6:00pm, or Friday 8.30am - 5:30pm, except UK bank holidays.

For our joint protection, telephone calls may be recorded and/or monitored. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.

Our opening hours may vary depending on which team you need to speak to.

Make a complaint

We'll try to resolve complaints as quickly and fairly as possible. If we can't deal with your complaint promptly, we’ll send you a letter to acknowledge it and give you regular updates until it's resolved.

Call us on:

0345 600 6813

Email us at:

complaints@protection.aviva.com

or

Write to us at:

Complaints team, Aviva, PO Box 12010, Harlow, CM20 9LG

What happens next

We’re committed to resolving complaints through our own complaints procedures. But if a matter cannot be resolved to your satisfaction, you can refer your complaint to the Financial Ombudsman Service.

If you make a complaint, it won’t affect your right to take legal proceedings.

For our joint protection, telephone calls may be recorded and/or monitored. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.

Our opening hours may vary depending on which team you need to speak to.

Online Dispute Resolution

If you want to complain about an insurance policy purchased online and you reside outside the UK, Channel Islands, Isle of Man or Gibraltar, you may be able to use the European Commission’s Online Dispute Resolution platform. You can also contact our complaints team.

Financial Ombudsman Service

The Financial Ombudsman Service helps settle disputes between consumers and financial firms. Their service is independent and doesn't cost you anything. They can decide if we have acted wrongly and if you have lost out as a result. If this is the case they'll tell us how to put things right and whether we have to pay you compensation.

If you make a complaint, we'll send you a leaflet explaining more about the Financial Ombudsman Service. You can also ask us to send you the leaflet at any other time.

Alternatively, you can contact the Financial Ombudsman Service yourself using the following details:

Financial Ombudsman Service, Exchange Tower, Harbour Exchange Square, London, E14 9SR.

Telephone: 0800 023 4567

(calls to this number are free on mobile phones and landlines)

0300 123 9123

(calls to this number cost no more than calls to 01 and 02 numbers)

If calling from outside the UK, please call +44 20 7964 0500.

Email: complaint.info@financial-ombudsman.org.uk

Website: www.financial-ombudsman.org.uk

Employee / Group Protection

View the contact options relevant to former Aviva Protection UK Limited or AIG Life Limited schemes.

Client service


Our dedicated group protection client service team is ready to help with any queries you may have. Please get in touch using one of the options below.

We're here to help

Monday to Friday, 9am to 5pm.

For our joint protection, telephone calls may be recorded and/or monitored. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.

Our opening hours may vary depending on which team you need to speak to.

Claims

Our claims team is ready to help with any questions you may have about new or existing group protection claims. Please get in touch using one of the options below. Alternatively you can visit our adviser claims section for more information.

We're here to help

Monday to Friday, 9am to 5pm.

For our joint protection, telephone calls may be recorded and/or monitored. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.

Our opening hours may vary depending on which team you need to speak to.

Rate review


If you're looking for a group protection rate review, our specialist team are ready to help. Please get in touch using one of the options below.

We're here to help

Monday to Friday, 9am to 5pm.

Telephone calls may be recorded and/or monitored. Calls to 0800 numbers from UK landlines and mobiles are free. You may be charged for calling outside of the UK.

Our opening hours may be different depending on which team you need to speak to.

Individual assessment


If your client's been asked to complete an individual assessment and need more information, our dedicated team are ready to help. Please get in touch using one of the options below.

We're here to help

Monday to Friday, 9am to 5pm.

For our joint protection, telephone calls may be recorded and/or monitored. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.

Our opening hours may vary depending on which team you need to speak to.

Adviser literature

Underwriting

Please find underwriting information for advisers, relating to former Aviva Protection UK Limited or AIG Life Limited products and services.

Individual Protection

Business Protection

Group Protection

Forms

Please find some useful forms for advisers relating to former Aviva Protection UK Limited or formerly AIG Life Limited products and services.

Individual Protection

Business Protection

Group Protection

Product documents

Individual and Business Protection

To access important product documentation related to quotes and applications relating to former Aviva Protection UK Limited or formerly AIG Life Limited products and services, please login to our secure adviser area and download from there.

Group Protection Product Literature

Technical guides

Policy terms and conditions

Product summaries

Member guides

Miscellaneous

Group protection literature archive

Trusts

Please find current Trust documentation relating to former Aviva Protection UK Limited or AIG Life Limited products and services.

Individual protection

Trust forms

Trust guides

Business protection

Trust forms

Trust guides

Group protection trusts

Product governance

Please find product governance literature relating to former Aviva Protection UK Limited or AIG Life Limited products and services.

Individual protection

Fair value assessments

Target market statements

Group protection

Fair value assessments

Target market statements

Tools & calculators

Please find some useful tools and calculators relating to former Aviva Protection UK Limited or AIG Life Limited) products and services.

Aviva Smart Health

Please find some useful Aviva Smart Health toolkit items for use with clients.

*The Aviva Smart Health app and services are provided to select Aviva Life & Pensions UK Limited customers by Teladoc Health - policy/scheme packs will tell your clients if they have Aviva Smart Health. This is not part of your clients' insurance contract and can be changed or withdrawn at any time. To be eligible for Aviva Smart Health, your client must be a permanent resident of Great Britain, Northern Ireland, the Channel Islands or the Isle of Man. Terms apply.

Claims information

Individual / Business Protection

Call us on:

0345 600 6815

Email us at:

claimsteam@protection.aviva.com

or

Write to us at:

Claims Team, Aviva, PO Box 12010, Harlow, CM20 9LG

For our joint protection, telephone calls may be recorded and/or monitored. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.

Our opening hours may vary depending on which team you need to speak to.

What happens next?

A claims assessor will explain the process and what information we’ll need.

Need help or support?

We also have a dedicated help and support section for your clients and their representatives, which may be of use.

Group Protection

If you need to make an Aviva group risk policy claim on behalf of a client, just follow our simple guide below to get started.

Group life insurance

It’s simple to make a claim. Just download our group life claim form, fill this in, and send back to us by email to groupclaims@protection.aviva.com.

If you're making a claim for a death in service pension benefit, download our death in service pension form. Equally, if you're making a claim for both, then please download both forms and fill in.

Once completed, please send the form(s) back to us by email at groupclaims@protection.aviva.com.

Our dedicated team will support you through the claims process. So, if you do have any questions, please call us on 0330 303 9973.

For our joint protection, telephone calls may be recorded and/or monitored. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.

Our opening hours may vary depending on which team you need to speak to.

How we pay group life claims

Via Zedra Governance Ltd (Zedra). If the policy is in the Aviva Life & Pensions UK Limited Master Trust or an Aviva Life & Pensions UK Limited Excepted Life Trust, the lump sum will be paid to Zedra, the professional trustees who oversee both trusts.

They'll contact you as the employer, next of kin and legal representative(s), of the deceased member in order to make a payment to the most appropriate beneficiaries.

If a nomination of beneficiary form has been completed, this'll be taken into account by the trustees, however, it is important to remember it's not binding.

For lump sum claims, if the policy isn't in the Aviva Life & Pensions UK Limited Master Trust or an Excepted Life Trust then we can pay the benefit in the following ways:

  • Via the scheme trustees. We'll pay the money to the scheme trustees via the trustee bank account detailed in section F on the group life claim form.
  • To the beneficiary directly. If the trustees don't have a trustee bank account and would like the benefit to be paid directly to the beneficiaries, complete section G of the group life claim form. This section allows for the maximum of two beneficiaries, and if there more please take a copy of this section for the additional beneficiaries.
  • To the sponsoring company. If a registered scheme is set up under a standalone trust, and trust rules allow, we can pay directly to the sponsoring company. If this is required please let us know when you send the group life claim form back. We'll need a declaration to be completed, which we'll send you. We'll also ask to see a copy of the trust deed.

Group income protection

How to make group income protection claims 

For Interact or Sick Pay policies, simply get in touch with us to let us know about the absent employee.

Call us on:

0330 303 9973

Email us at:

groupclaims@protection.aviva.com

We’re here to help 9am – 5pm Monday to Friday, except UK bank holidays

Please get in touch as soon as possible and no later than the fifth week of absence. We'll then send you two claim forms - one for the employer and one for the employee to complete.

Once we're notified of an absence on an Interact or Sick Pay policy, absent employees can benefit from tailored vocational rehabilitation.

Our approach to handling employee absences is built on the established premise that the earlier we can support an employee, the better the outcomes will be for them. That’s why we'll help an employee back to work as soon as possible, rather than wait until the deferred period has expired.

For our joint protection, telephone calls may be recorded and/or monitored. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.

Our opening hours may vary depending on which team you need to speak to.

How are absences reported?

Once we’re notified of an absence we'll explain the vocational rehabilitation process. We'll determine the employee’s eligibility for the insurance cover and if eligible, obtain the employee’s personal and contact information, together with any additional information about the reason for absence. We'll always contact the employer first. You can view our vocational rehabilitation flow, on the link below.

We've partnered with Proclaim Care, one of the UK’s leading rehabilitation specialists, to offer the vocational rehabilitation service. You can learn more about Proclaim Care and the service using the link below.

If you've an Interact or Sick Pay policy, please tell us no later than the fifth week of an employee’s absence, or ideally sooner if possible.

 

Vocational rehabilitation process

View/download our vocational rehabilitation process chart.

Group critical illness

Our game-changing approach to group critical illness cover gives employees a tax-free sum of money if they fall seriously ill and are diagnosed with a specified condition. Really, it’s about relieving money worries as quickly as possible, to help them feel confident about their financial future. Leaving them to focus on what matters: their recovery.

Call us on:

0330 303 9973

or view our claims process.

For our joint protection, telephone calls may be recorded and/or monitored. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.

Our opening hours may vary depending on which team you need to speak to.

What happens next?

A claims assessor will explain the process and what information we’ll need.

Need help or support?

We also have a dedicated help and support section for your clients and their representatives, which may be of use.

Additional group protection support

Standard Territories

For rate reviews or policy changes, we'll ask you if there are any employees covered by the policy who live in or travel to (for work purposes) any countries that are outside our standard territories.

Our standard territories are:

  • All European Union (EU) countries
  • Andorra
  • Australia
  • Canada
  • Gibraltar
  • Hong Kong
  • Iceland
  • Liechtenstein
  • Monaco
  • New Zealand
  • Norway
  • San Marino
  • Singapore
  • Switzerland
  • United Arab Emirates (UAE)
  • USA
  • Vatican City

Vocational rehabilitation

Vocational rehabilitation helps employees to get back to their best.

It combines expert advice with practical treatments, working towards one goal: supporting employees back to work following an illness or injury.

The vocational rehabilitation service is included with our group income protection insurance at no additional cost, with Aviva paying for all support and treatment.

Vocational rehabilitation is a non-contractual service which Aviva can change or withdraw at any time.

 

The rehabilitation process

Employees can be referred for vocational rehabilitation as soon as their employer thinks they’re likely to be off work for a prolonged amount of time. In fact, the sooner referral is made, the better. So we ask employers to let us know about an employee absence as quickly as possible, and this should be within the first five weeks of absence.

New referrals start with a discussion with either the HR lead or the referring manager, as well as a conversation with the employee. This lets the rehabilitation specialist understand the employee’s condition and anything that could affect their return to work.

The specialist then puts together a rehabilitation plan focused on getting the employee back to work safely. They’ll keep the HR lead or referring manager in the loop as the plan progresses. And they’ll continue to stay in touch once the employee is back at work, making sure the return is a success.

 

Referral and signposting

Rehabilitation specialists make sure that employees are getting the best possible support. At the initial referral, they’ll talk to the employer about benefits and support services that may be available to the employee, including private medical insurance and occupational health. They’ll then make sure the employee is signposted to all of the treatments that'll help them get better, which may include NHS or charity services too.

Our rehabilitation specialists are experienced at working alongside occupational health. They’ll be in touch with the occupational health team throughout the rehabilitation period, making sure everyone is working in unison to support the employee's return to work.

 

Mental health specialists

We want all employees to get the best possible mental health support — that’s why we make sure that these cases are handled by mental health specialists.

We've access to the full range of talking therapies. These are recommended for use when there’s a gap between the start of NHS or privately accessed therapies. In the case of trauma, we work with specialist CBT (cognitive behavioural therapy) providers.

You can find our mental health pathway below, explaining the full range of mental health support we provide to both employers and employees.

Find out more in our mental health pathway.

 

A bespoke service for larger clients

We know that managing absence is an important consideration for your larger clients, and they may have a higher volume of referrals for rehabilitation and claims cases.

Our group income protection supports your clients with their absence management processes. We’ll work with key stakeholders to understand the absence process, and make sure the group income protection policy meets their needs.

Examples of how we help larger clients include:

  • Implementation meetings, to understand the company, what they need from a group income protection policy, and what support we can offer
  • Vocational rehabilitation and claims management information (MI) for clients with over 1000 employees covered
  • A dedicated claims assessor for all group income protection claims
  • Regular and ongoing conference calls with HR, line managers and relevant third parties (such as occupational health) to track the progress of absentees (short or long term), and discuss how we can support with our rehabilitation or claims process

 

Pathways