Investment and tax planning
These articles relate to Aviva's retirement and investment product lines. To assist with client conversations for personal, business and non-profit organisations.
Autumn 2024 Budget: An Altered Landscape for Investment Bonds
Understand how the 2024 Autumn budget directly or indirectly influences the role of investment bonds in financial planning.
Investment Bonds in Trust Taxation
This article delves into the role of trusts and investment bonds in wealth management and estate planning.
Investment Bonds & Trusts in Wealth Transfer Strategies
Investment bonds can play a crucial role in wealth transfer strategies, particularly when combined with trusts. Learn more in this CPD article.
Understanding Chargeable Event Gains in Investment Bonds
This article delves into the key occasions that trigger chargeable events, and how to calculate chargeable event gains.
Comparing Taxation of Investments: Collectives vs. Investment Bonds
Understand the tax implications across different collectives and investment bonds.
Bonds: A Single Premium Whole of Life Policy Explained
This type of bond is typically written on either a single life or joint lives basis, with the latter option providing maximum flexibility over the investment term.
Bonds for higher rate taxpayers
The taxation of dividend income means that Investment Bonds can be highly tax efficient investments for higher rate taxpayers who wish to invest in equity linked funds.
Bonds versus collectives for basic rate taxpayers
In this article, we focus on the importance of wrapper choice for basic rate tax payers, a very important segment of investors.
Bonds versus collectives for higher rate taxpayers
Advisers must consider carefully the tax benefits of onshore investment bonds for their 40% and 45% taxpaying clients..
Christmas and New Year giving – essential IHT planning strategies
Tony Wickenden discusses how can gifting impacts inheritance tax (IHT) and how exemptions can be maximised.
Essential tax and financial planning strategies for married couples
Article examining the opportunities that exist for tax-efficient distribution of income between married couples/civil partners.
Protecting the financial plan
Tony Wickenden, Managing Director at Technical Connection, explores protecting the financial plan.
Tax and estate planning for unmarried couples
Rejecting the traditional route of marriage in favour of cohabitation has become increasingly commonplace over the last two decades.
IHT Planning for those with cash: Access to regular payments throughout life required: the role of Discounted Gift Trusts
Tony Wickenden, Managing Director at Technical Connection, explains the role of Discounted Gift Trusts.
IHT Planning for those with cash: Access to original capital required : the role of Loan Trusts
Tony Wickenden, Managing Director at Technical Connection, explains the role of Loan Trusts.
Lifetime Mortgages and IHT Planning
This article discusses Lifetime Mortgages, IHT Planning and some of the key variables that will need to be factored into the decision-making process.