These articles relate to Aviva's retirement product lines. To assist with client conversations for pre-retirement accumulation, retirement solutions and death benefits.
Should you be limited by the pension allowances?
Tony Wickenden explores the impacts of the abolition of the lifetime allowance charge
Retirement Planning and the Annual Allowance
This article discusses the Annual Allowance and the limit applied to tax relieved savings and/or benefits that can be made by or on behalf of an individual within a single tax year, anything in excess of this will receive a tax charge
Investment bond taxation – partial withdrawal or full segment encashment
Investment bonds are taxed under the unique chargeable events regime and as such, provide flexibility in terms of how funds can be withdrawn and, often this can be achieved in a tax-efficient manner as explained in this article.
Can a living inheritance via equity release help younger generations gain home ownership?
This article looks at whether gifting a living inheritance via equity release could help younger generations gain home ownership
The importance of having intergenerational objectives in mind throughout the financial planning journey (part 2)
This article discusses the importance of having intergenerational objectives in mind throughout the financial planning journey (part 2)
The importance of having intergenerational objectives in mind throughout the financial planning journey (part one)
This article discusses the the importance of having intergenerational objectives in mind throughout the financial planning journey (part one)
The 'feel good' value of lifetime giving
This article discusses the 'feel good' value of lifetime giving and the importance of taking a fundamentally intergeneration approach to financial planning
The roles of pensions and lifetime mortgages in an all asset approach to financial planning
Investment bonds are taxed under the unique chargeable events regime and as such, provide flexibility in terms of how funds can be withdrawn and, often this can be achieved in a tax-efficient manner as explained in this article.
Section 32 arrangements, GMPs and transferring
Section 32 arrangements were introduced in the 1981 Finance Act, with their name coming from the relevant section of the Act
Overseas - opportunities for personal pension members
This article considers some of the queries which may be raised by your personal pension clients, before or after they leave the UK.
Overseas Transfer Charge
In this article we will look at the overseas transfer charge introduced by the UK government on 8 March 2017 and how this may affect your clients.