Investment Bonds can offer tax-efficient growth and flexible investment options. Combined with trusts, they can be useful for managing inheritance tax and requiring minimal tax reporting from the client. This can be an important part of a holistic long-term investment strategy.
We have partnered with Technical Connection to bring you a series of CPD videos and articles bringing to life the opportunities of Onshore Bond and other investment bonds.
Investment Bond training modules (Structured CPD)
Watch our training videos to understand if Investment Bonds could be a useful addition to your clients’ portfolio.
Transcript for video Module 1: Investment Bonds In Focus: Historical Context and Current Taxation
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Transcript for video Module 2: Bond fund taxation fundamentals
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Transcript for video Test
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Transcript for video Module 1: Investment Bonds In Focus: Historical Context and Current Taxation
TBC
Transcript for video Module 2: Bond fund taxation fundamentals
TBC
Transcript for video Module 3: Investment Bond taxation for individual investors
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Transcript for video Module 4: Onshore Bonds v Offshore Bonds v Collectives
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Transcript for video Module 5: Investment bonds in trust and estate planning
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Transcript for video Module 1: Investment Bonds In Focus: Historical Context and Current Taxation
Transcript not available
Transcript for video Module 2: Bond fund taxation fundamentals
Transcript not available
Transcript for video Module 3: Investment Bond taxation for individual investors
Transcript not available
Transcript for video Module 4: Onshore Bonds v Offshore Bonds v Collectives
Transcript not available
Transcript for video Module 5: Investment bonds in trust and estate planning
Transcript not available
CPD: Case Studies on Bonds and Trusts
Our case studies below use client examples to illustrate how to utilise bonds and trusts.
Case study: Comparing tax efficiency of bonds vs. collective investments
Case study: Onshore Bond and Discounted Gift Trust in practice
Case study: Onshore Bond and gift trusts in practice
Case study: Onshore Bond and Discretionary Loan Trust in practice
CPD: Technical articles on Bonds and Trusts
Investment Bonds & Trusts in Wealth Transfer Strategies
Investment bonds can play a crucial role in wealth transfer strategies, particularly when combined with trusts. Learn more in this CPD article.
Comparing Taxation of Investments: Collectives vs. Investment Bonds
Understand the tax implications across different collectives and investment bonds.
Bonds: A Single Premium Whole of Life Policy Explained
This type of bond is typically written on either a single life or joint lives basis, with the latter option providing maximum flexibility over the investment term.
Understanding Chargeable Event Gains in Investment Bonds
This article delves into the key occasions that trigger chargeable events, and how to calculate chargeable event gains.
Investment Bonds in Trust Taxation
This article delves into the role of trusts and investment bonds in wealth management and estate planning.
Bonds for higher rate taxpayers
Understand how investment bonds can help investors grow wealth in a tax-efficient way by deferring tax on income and gains.
Bonds versus collectives for basic rate taxpayers
An article summarising the importance of wrapper choice for basic rate tax payers when using bonds.
Bonds versus collectives for higher rate taxpayers
Advisers must consider carefully the tax benefits of onshore investment bonds for their 40% and 45% taxpaying clients..
Ready to explore Investment Bonds?
Contact your usual Aviva representative for further information on our Investment Bond options or visit our Onshore Bond webpage.