Why Aviva Group Life?
Our Group Life cover doesn't just provide financial support to loved ones if an employee dies in service. It also helps employees support their own wellbeing from day one with access to a range of physical and mental wellbeing services1.
We make claims as fast and easy as possible. In 2024, we took an average of just 2.96 days to pay a Group Life claim, paying out over £383 million on 2,817 policies2.
1These are non-contractual services, which Aviva can change or withdraw at any time.
2Data provided by Aviva Group Protection Finance department based on January - December 2024. From 9 April 2024, Aviva Protection UK Limited (formerly AIG Life) became part of the Aviva Group and we've included their data from that date to December 2024.
Tax-free payment
A lump sum or regular income usually free from inheritance tax or income tax
Physical and emotional support
Employees get access to annual Health Checks, GP appointments, mental health support and more
Master Trust options
We offer Master Trust arrangements for Registered and Excepted Group Life policies
Features and benefits
Information about tax is based on our understanding of current legislation. The law relating to tax may change in the future.
For more information and all features, see our Group Life Product Brochure.
Master Trust
Master Trust options for Registered and Excepted Group Life policies make set-up and management simpler, faster and more cost-effective for clients.
- Easy set-up with a single point of contact
- No standalone trust required from the employer
- Faster onboarding: No need for a PSTR number for Registered policies
- Expert support throughout implementation
- No extra charges, less admin hassle
Our Master Trust is governed by independent trustee Zedra Governance Ltd, giving your clients robust oversight and peace of mind.
Get all the details:
Group Life Master Trust Registered and Excepted Benefits Technical Guide
Group Life Master Trust Registered and Excepted Benefits Policy Wording
Wellbeing services
The Aviva DigiCare+ Workplace app, provided by Square Health, helps clients support employees' wellbeing. Employees get access to:
- annual finger-prick Health Check
- digital GP appointments
- mental health consultations
- nutritional consultations
- second medical opinion
Clients get support for their wellbeing agenda with Wellbeing Training and courses.
Employees also get access to legal, funeral and bereavement support, including legal guidance and life-planning services.
These are non-contractual services, which Aviva can change or withdraw at any time. Terms and residency restrictions may apply.
Not an adviser?
Take a look at our employer site to see how Aviva Group Life cover can help you support your employees.
How to apply
3 to 250 lives
Use Aviva Fusion
Aviva Fusion is our self-service platform for Group Protection.
Over 250 lives
Over 250 lives? Get in touch
If your client has more than 250 employees, get in touch and we'll give you all the information and guidance you need.
You can email us directly or call your Aviva Account Manager on 0800 1455 684, or use the links below.
CLAIMS
Making a claim?
Paying claims and providing expert help to employees through some of life’s most difficult times is at the heart of our group protection business.
In our dedicated group protection claims area, you can find out how to make a claim and learn more about the real positive impact claims have on employees and their loved ones.
Key documents
Top downloads
Group Life Wellbeing Services Brochure
Group Life Registered and Excepted Benefits Technical Guide
Group Life Registered and Excepted Benefits Policy Wording
Group Life Master Trust Registered and Excepted Benefits Technical Guide
Key documents - Aviva Fusion
Online Group Life Registered and Excepted Benefits Technical Guide
Online Group Life Registered and Excepted Benefits Policy Wording
Online Group Life Master Trust Registered and Excepted Benefits Techincal Guide
Online Group Life Master Trust Registered and Excepted Benefits Policy Wording
Related products
Group Critical Illness
A lump sum is paid to employees if, during the term of the policy, they are diagnosed with a critical illness, or undergo surgery, covered by the policy and survive for 14 days.
Group Income Protection
Providing financial support and rehabilitation services for employees on long-term absence due to an illness or injury.
Aviva Flex-pertise™
Flexible benefits plans that allow employees to take greater control of their workplace benefits package.
Personal Protection
If your client requires cover for one or two lives, our Personal Protection products could be the right solution.
Solutions - health insurance for 1-249 employees
Flexible private medical insurance (PMI) for businesses with 1-249 employees.
Need to get in touch?
Existing policies
If you have a query about an existing policy, you can call our Group Protection team on 0800 051 3472 or email us.
Contact us
Still got questions? See our contact page for a full directory.
Our opening hours are Monday to Friday, between 9.00am and 5.00pm. For your protection and ours, calls to and from Aviva may be recorded and/or monitored.
Calls to 0800 numbers from UK landlines and mobiles are free of charge. Calls from outside the UK may be charged at international rates.