Relevant Life calculator

• This calculator is for financial adviser use only and may only be used by advisers who have previously entered into Terms of Business For Firms with Aviva, and who have a current distribution account with Aviva
• The output is purely for illustrative purposes and is based on the information and figures you provide. Aviva accepts no responsibility for errors, inaccuracies, omissions or inconsistencies in the output or for any decisions or actions taken as a result
• References to tax treatment are based on our understanding of current legislation and tax rules. Both are likely to change in the future, and a liability to tax may arise under an existing arrangement. We’ve taken every care to be accurate, but neither Aviva nor its representatives can accept responsibility for loss, however caused, suffered by anyone who has acted or refrained from acting as a result of this information
• Individual tax liability will depend on your client’s individual circumstances
• Please read the full terms and conditions carefully before use
• You’ll need to save the calculator to your local drive before using it. We suggest you download a fresh copy each time you use the calculator to ensure you have the latest version. By downloading the calculator, you are confirming that you accept and agree to its terms and conditions.

Terms and Conditions for use of the Relevant Life Calculator

These Terms and Conditions govern the use of the Aviva Relevant Life calculator ( “the calculator”) and are supplementary to the Terms of Business For Firms (“our Terms of Business”) and Terms and Conditions for the Aviva Adviser Portal which you have previously entered into (the “Portal Terms and Conditions”).

Please read these Terms and Conditions carefully. By proceeding to use the calculator you confirm that you have read and agree to these Terms and Conditions and that you agree to be bound by them.

Any references to Aviva in these Terms and Conditions shall have the same meaning as Aviva in our Terms of Business. Any reference to you or your in these Terms and Conditions shall mean any party accessing the calculator other than Aviva.

These Terms and Conditions shall be interpreted in accordance with the law of England and Wales and the English courts shall have sole jurisdiction.

All intellectual property rights in the calculator, including its design, content, and methodology are owned by Aviva or the Aviva Group Companies. We grant you a limited, non-exclusive, non-transferable licence to use the calculator solely in your capacity as a financial adviser.

About the calculator

• This calculator is for financial adviser use only and may only be used by advisers who have previously entered into Terms of Business For Firms with Aviva, and who have a current distribution account with Aviva
• These figures are for illustrative purposes only and are not guaranteed.  They are based on the information and figures you provide as well as Aviva’s understanding of current legislation and tax rates.  Actual figures may vary and the calculators should only be used as a general guide. Tax rules may change in the future.
• The information assumes that the same rate of Income Tax/National Insurance applies to the whole of the premium. Tax treatment will depend on individual circumstances.  Aviva accepts no responsibility for errors, inaccuracies, omissions or inconsistencies in the output or for any decisions or actions taken as a result.
• Aviva does not give any warranty in respect of the information produced by the calculator or in respect of any subsequent use of that information. You acknowledge and agree that no such warranty has been provided by Aviva. Any warranties which may be implied by law are excluded to the fullest possible extent.
• Any advice or guidance provided by you as a consequence of your use of the calculator will remain your sole responsibility, and Aviva will have no liability in respect of any claim that may be made by any of your clients or any other party relating to your use of the calculator.
• Aviva may withdraw the calculator at any time without notice.

Your obligations

• You acknowledge that the calculator may be unavailable for use at any time, and that Aviva is not liable for the unavailability of the calculator under any circumstances.
• You undertake not to interfere with any programs or data relating to the calculator.
• You undertake not to subcontract these Terms and Conditions or sub-licence the calculator.
• You promise to pay Aviva's losses and expenses (if any) and hold Aviva harmless in respect of any claim that may be made by your clients or any other party directly or through their legal representatives arising from your use of the calculator.
• You must not copy, modify, reproduce, distribute or otherwise seek to extract the methodology or underlying logic of the calculator. Nothing in these terms grants you any ownership rights in the calculator or related intellectual property. We may terminate your right to use the calculator if you breach these terms. You will be responsible for, and agree to pay, any losses, damages, costs, or expenses incurred by us arising from or in connection with your breach.
• You undertake that where your client’s consent is required for the purposes of the Data Protection Act you will be responsible for ensuring this has been obtained.